revrnd wrote:
smkettner wrote:jimbunting, OP also says the bank takes a USD denominated personal check just fine. If they take a USD personal check and not a USPS check that would annoy me enough to bank elsewhere. I understand they might be well within their rights and I am not aware of specific restrictions USPS might have on how it is cashed. Western Union somehow got it done with a payday loan shark fee.
It was a USPS money order, not a check.
Now to go off on a tangent.
In Canada we have 5 major banks. Credit unions & caisse populaires (northern Ontario & Quebec) make up the rest of the banking industry.
There are many, many independent banks in the US besides the "majors". I think w/ their size the Cdn banks can pick & choose which companies they deal w/. I know the feds did front them some money earlier this year, however none of "our" banks have failed or needed bailouts. In fact they have made money (albeit less than in previous years) this year.
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