Mike Up
NW Indiana
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Joined: 05/29/2005
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Well, we are getting the 26BH as we agreed to a price. Hopefully next weekend we'll have it in the drive.
2012 Jayco Jay Flight 26BH
29'1" bumper to hitch, 8' wide, 6'9" ceiling, 5050# unloaded and ~6500# loaded.
Bought Sept '12
2012 F150
5.0L, CC, 5.5' bed, 3.73 Locker, 4x4, TBC, 360 Hp/380# Torq, 9300# Tow/1050# Hitch Rating, 1582 lbs payload
Bought Nov '12
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twyates
Indiana
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Joined: 08/15/2012
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I have a new 2013 Coachmen Catalina Santara 272BH. Bought it last month on sale. 2 weeks after I got it home, we had a moderate hail storm that damaged the front and one side of the trailer. The repair quote is $9,600 to replace the siding that is damaged (about 75% of what I paid for the trailer new).
The roof wasn't damaged, only the aluminum siding. I'm surprised at the cost vs what I paid for the trailer. It doesn't seem like that damage would reduce the value of the trailer by 75%. Should I even consider getting it fixed?
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mlts22
Austin, Texas
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Joined: 11/15/2010
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You would be surprised how many smooth-sided rigs I see going around the road with delamination problems.
The good thing is that most places have finally switched to Azdel for the backing, which means that the smooth sides will stay that way, even if exposed to water. It doesn't even have to be a leak, condensation can do that as well if in high enough amounts.
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Mike Up
NW Indiana
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Joined: 05/29/2005
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Well I got the 26BH!
My Hail damage was no where near that expensive. BUT we got a decent damage check that helped get the new 26BH.
I went back and forth and ultimately decided against replacing the siding. Nothing really goes back together perfect and the door and windows would need to be removed along with all trim and caulking. Plus it was a lot of money to put back into an inexpensive budget camper that we were already outgrowing.
So we got the 26BH and love it. We have a lot of upgraded items starting with the front door handle. It's a large swing handle compared to the small handle on the 19BH. We also have a high output globe light, an outside stair step light, front panel doors on dinette seats, ducted air conditioning, shower sky light, sink covers, sink backsplash wall paper, 26" TV and DVD Player, and additional cabinets that the 19BH didn't have. The nicest upgrade is the huge 90 gallons of fresh water next to the 19BH's 37 gallons.
What's truly welcomed is all the extra storage that comes from under the new front bed and overhead cabinets, to the additional overhead cabinets in the kitchen area. This is why the wife really wanted to upsize.
The front bed will be more comfortable also now that I can let me feet hang over.
It will be nice having a night stand for things. We missed that in the 19BH because we always had a cabinet for things next to the beds in the Pop Ups.
Really excited about getting this out to the campground.
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TxTiger
North Texas
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Joined: 08/01/2011
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twyates wrote:I have a new 2013 Coachmen Catalina Santara 272BH. Bought it last month on sale. 2 weeks after I got it home, we had a moderate hail storm that damaged the front and one side of the trailer. The repair quote is $9,600 to replace the siding that is damaged (about 75% of what I paid for the trailer new).
The roof wasn't damaged, only the aluminum siding. I'm surprised at the cost vs what I paid for the trailer. It doesn't seem like that damage would reduce the value of the trailer by 75%. Should I even consider getting it fixed?
That's a tough call. If your TT is financed, you might consider paying the money toward the loan and have a TT that's close to paid for. If you're handy with repairs and have the room to do it, you could do your own repairs for about $1,000. Another option is to find someone who is handy if your not and pay much less than $110 per hour. You're also correct that it won't lower the value by 75%, so you might sell it as is, take that money plus the insurance money and leverage a more expensive TT.
Good luck, let us know what you do.
To the OP, congrats on the new TT, glad it worked out for you.
2000 F250, 7.3 PSD, 6 speed manual, CC, SB
KZ 27TH Toy Hauler, 5,700 lb dry weight/8,000 lb GVW.
2010 Triumph Tiger 1050
2012 Triumph America
2009 Suzuki DRZ 400sm
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crasster
Dallas
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Joined: 07/06/2007
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Glad you had insurance. We were in the HUGE hail storm in Dalla Texas on June 13th. Just had a larger insurance settlement. I hate paying premiums, but man I'm glad it's there when I need it.
4 whopping cylinders on Toyota RV's. Talk about great getting good MPG. Also I have a very light foot on the pedal. I followed some MPG advice on Livingpress.com and I now get 22 MPG! Not bad for a home on wheels.
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Mike Up
NW Indiana
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Joined: 05/29/2005
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TxTiger wrote:That's a tough call. If your TT is financed, you might consider paying the money toward the loan and have a TT that's close to paid for. If you're handy with repairs and have the room to do it, you could do your own repairs for about $1,000. Another option is to find someone who is handy if your not and pay much less than $110 per hour.
To the OP, congrats on the new TT, glad it worked out for you.
Unfortunately it doesn't work that way. You do not have the option to pay down your principal. You do have the responsibility to make the "BANKS" RV whole again.
The Bank is the Lein holder thus Insurance has to either pay the Lein Holder directly or they have to pay an approved repair center to repair the camper back to new condition.
You can use the insurance check to pay off the loan as long as the loan is fully paid off. You just can't pay only some of the principle. You must pay all of the remaining principal. Thus is what's happening when you trade your hail damage RV in a new one.
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jwstewar
Southern Ohio
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Joined: 07/22/2009
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We had a similar story to this last year. We had a pretty bad hail storm at the house. Didn't seem like it hurt our house in any way and our vehicles were in garages, but our camper took a beating. The front, both sides, and both slides. Contacted the insurance company and they met me at the dealership. Turns out they were going to have to pull every door, window, vent, etc, and break every seal on the camper. Damage came out to be about $16k. Given it was less than 2 years old, I didn't want a camper all dented, but at the same time we hadn't had any problems with leaks and didn't want to cause them. Since we only owed around $15k on the camper, we took the check, less our deductible, and paid the loan off. Still have the camper and use it, I don't like the dents, but then I also remember how "little we paid" for it after ins. paid it off early. Now this spring, I did start to see signs on the sealant on the roof of hail damage - couldn't see them originally - so I ran Eternabond over the front cap seem and around the vents and stuff.
Jim
2009 Jayco 32 BHDS
1999 Chevy Silverado 4x4 ECSB 5.3 w/ 3.73
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TURBODOG1000
INDY
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Joined: 03/15/2007
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Congrats on your new camper! Now its time to get a camper size carport and get out of the weather.
I agree, Indiana seems to be hard on the filon sided campers, I have noticed that about 25% percent of hard sided campers around the campground have some signs of delamination after 4 or 5 years.
2005 F150 XLT Supercab LB Heavy Payload 5.4, 4.10
2007 Jayco Jayflight 31BHDS
Back-up camera on the TT with infrared & microphone
Prodigy
ScanGauge II
Reese duel cam hitch, U-bolt style ($40 at a garage sale)
2 canoes, 3 kayaks, & camping dog (Tootsie)
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