8.1 Van

Millstone NJ

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Joined: 03/20/2008

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for health insurance.
Smokers, obese state workers to pay more for health insurance
Quote:
If you’re a state worker and you’re overweight or you smoke, get ready to pay more for your health insurance.
The state spends $2.4 billion a year on medical care for it’s 650,000 employees, and that cost goes up by 8 to 10 percent each year.
So, starting next year, employees who smoke will pay about 10 percent more for their health insurance than other workers, unless they enroll in a program to quit smoking. Starting in 2011, state workers who have a body mass index of 40 or higher will also pay 10 percent more than other workers unless they sign up for a program to lose weight.
Officials with the State Health Plan say about a third of state workers are overweight.
“Research indicates that smoking, the use of tobacco products, and obesity are two conditions that do result in higher health care costs,“ said Lacey Barnes, with the State Health Plan.
The state says it will conduct random checks on people who say they are not smokers. They are still working out how to monitor weight.
Meanwhile, the State Employees Association says these changes are humiliating and invasive.
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mudmaker

Iowa

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Thousands of people will now be upset that they will have to pay for their fair share of the health costs.
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Deb and Ed M

SW MI, USA

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I think that's going to be a hard one to enforce.... you could certainly make a case that an otherwise healthy person who enjoys the occasional cigar is probably healthier than an anorexic or a thin drug abuser..... so at that point, the law becomes discriminatory??
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corgihauler

USA

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Beware of that first step!
I see a difference between smoking and obesity.
Smoking is totally optional.
While the vast majority of obese people (and I'm one of them) are in the condition due to their own choices and habits, not all obese people because of their actions.
If people with medical conditions that contribute to being overweight, then what medical condition will be the next to pay increased rates?
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Steveo35

Ohio

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I'm good with it, especially if the programs have quit smoking and weight loss programs.
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Kajtek1

CA

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Quote: They are still working out how to monitor weight.
Here goes another few milliards.
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Mr. Camper

ARKUSA

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...and the next step is to increase costs for women who get pregnant and let's try and cut those costs out. What about the state workers who have high stress positions and that causes them health problems? Will their costs increase because they didn't control their stress levels? It seems like this is heading for the Supreme Court. KEEP YOUR LAWS OFF OF MY BODY!!
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corgihauler

USA

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Mr. Camper wrote: ...and the next step is to increase costs for women who get pregnant and let's try and cut those costs out. What about the state workers who have high stress positions and that causes them health problems? Will their costs increase because they didn't control their stress levels? It seems like this is heading for the Supreme Court. KEEP YOUR LAWS OFF OF MY BODY!!
My sentiments exactly!
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Pawz4me

North Carolina

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I think it's a very slippery slope.
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fj12ryder

Platte City, MO

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Seems to me to be one of those things that sound so sensible, but where does it cease to be sensible and start to be too much? Combined with DNA testing and genome mapping could a person with a gene that increases the likelihood of diabetes, for instance, be charged more than one without one? Slippery slope indeed.
Howard and Peggy
"Don't Panic"
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