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RE: Medicare ads!!!!!
Plan F and Plan C are no longer available if you unlucky enough to have been born in 1955 or later. The Government does not want you to have a plan that pays your deductible in hopes it will stop Medicare users from going to the hospital as they will now have to pay that deductible.
I have to find some other plan (G maybe) or simply go without.
Try and be covered as much as possible. When you get admitted to a hospital, you sign a stack of papers. One of those papers gives them permission to put a lien on your home. In year 2016, 643,000 people declared medical bankruptcy. If you have a medical disaster, they take everything. Don
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T18skyguy
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01/28/20 09:17pm |
Technology Corner
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RE: Medicare ads!!!!!
So I become Medicare eligible next month. I have signed up for part A and B and will sign up for the Walmart Part D even though I take no medications to avoid late sign up penalties. Anyone have ideas if I need F or some other supplemental?Completely depends on the state of your health and what it will be in the future. That's where the difficulty lies: in deciding how your health will be down the road.
I know a couple that paid no additional money for their Medicare supplement, and it worked very well for them. Even though he developed cancer when he got older they still basically broke even because he had quite a few years of good health with no medical issues.
Don't forget that Plan F is supposed to not be offered after this year.
Plan F and Plan G are suppose to be exactly the same, except the brokers would push plan F because it makes them more money. For anyone making the Medicare decision, there are many good books on the issue, one being 'Getting What's Yours, Medicare" It's really a major decision that can cost you dearly if you make a mistake.
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T18skyguy
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01/27/20 08:38pm |
Technology Corner
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RE: Maximum length rig considerations
Consider what you want in the interior, cause that also affects length. I have to have a couch, cause I hate sitting at the dinette. I found many more had a couch at a 32 foot length. I'm sure there are shorter ones that have it. Over the years, when this subject comes up, a good many members say 32 foot.
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T18skyguy
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01/27/20 08:26pm |
General RVing Issues
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RE: Ford V10 vs Pending V8
If you look in the class A forum now, there is a post by Timmac with a youtube video of a towing test with the new V8. Spoiler alert, the gas mileage sucks.
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T18skyguy
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01/21/20 09:24pm |
Class C Motorhomes
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RE: The Verdic is in, New Ford 7.3 V-8 Gas mpg not so Great
Yea Tim, I would of thought that 10 speed tranny would of made some difference, but like they said they couldn't get into max overdrive with that load. I'd like to see a test with a more realistic load. The other issue is they lost a little power and mpg by going back to port injection. There have been serious issues with direct injection. I think I'll keep my diesel. Don
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T18skyguy
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01/21/20 09:19pm |
Class A Motorhomes
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RE: Can you get a decent browser on Windows XP?
You might be able to turn it into a chromebook by using Neverware. Many thousands have been converted, and they run well and fast. Here's an article explaining the process.
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T18skyguy
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01/21/20 08:59pm |
Technology Corner
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RE: Ford V10 vs Pending V8
I suspect you won't ever see a significant chassis front-end redesign on the E series platform. If Ford were to spend money to make large changes to the basic chassis, it would be far more sensible for them (from a corporate bean-counter point of view) to put the resources into an improvement or variant of the Transit chassis. The E series is rather a legacy product; it's still being built because a fair few people are buying them and the basic engineering has been long amoritized so it doesn't cost too much to keep making them. Updates are made to it mostly to get rid of things that are unique to it, hence changing the engine and transmission and dashboard to be more common with the F series.
If the new engine is narrower than the V10, you might find a little more foot space in the cab. I don't know offhand if it's narrower or not.
I do believe the engine is more narrow. No overhead cams, so perhaps more foot room. Certainly cheaper to produce. Myself, I'm going to employ "watchful waiting" (a medical term I'm applying to new engines) to see what weak points show up before I lay down good money. Let other people be the test mules.
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T18skyguy
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01/20/20 08:51pm |
Class C Motorhomes
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RE: Medicare ads!!!!!
The ads keep coming partly because there are millions of people who can enroll at any time. An example is if you are covered by your spouse private insurance, and they are still working, when the spouse retires, then you have a certain amount of time to get part B and a supplement plan. It's a window so to speak for folks in that situation.
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T18skyguy
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01/20/20 08:30pm |
Technology Corner
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RE: Cash Vs. Finance
I would first talk to the bank. We have some bankers on this site might give you good advice. If the bank loans you the money, I would expect a hefty pre-payment penalty. They don't like to go to all that work for nothing. I would just go to a well established dealer, make a deal on the rig. Tell them that's the out the door price so they on't stack fee's on top.Buy it off the lot is what I mean. Then come back with a cashiers check and you'll have your RV. If it's a long standing reputable dealer, there shouldn't be a problem.
"Shouldn't"
I agree. I shouldn't have a problem. In the unlikely event that I give them $30,000, $40,000, or more, and oops, they file bankruptcy or decide to take early retirement with my funds, who here will reimburse me? It suddenly got quiet.
Maybe what I need to do is investigate some kind of escrow agent (a bank or lawyer) and I pay that fee to have my peace of mind.
Steve, one thing to think about, is these established dealers have either taken out loans for their inventory, or have purchased them outright. Either way, they need your money to stay in business. Visit established dealerships only, and take possession as soon as you hand over the money. The only real trouble I've seen in this area is consignment sales, but that's another story. Don
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T18skyguy
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01/02/20 09:07pm |
General RVing Issues
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RE: Cash Vs. Finance
I would first talk to the bank. We have some bankers on this site might give you good advice. If the bank loans you the money, I would expect a hefty pre-payment penalty. They don't like to go to all that work for nothing. I would just go to a well established dealer, make a deal on the rig. Tell them that's the out the door price so they on't stack fee's on top.Buy it off the lot is what I mean. Then come back with a cashiers check and you'll have your RV. If it's a long standing reputable dealer, there shouldn't be a problem.
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T18skyguy
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01/02/20 05:12pm |
General RVing Issues
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RE: Very Bad RV Wreck in Oregon
Not that it makes much difference of the results but a couple of questions arise about the where of the crash.
"It took the Ilwaco Fire Department over an hour"... From Ilwaco it is at least a 30 minute drive to anyplace in Oregon and that includes a 5 mile drive across the Astoria–Megler Bridge.
Some of the comments in the comments section seem to come from the towing company that is located in Ocean Park, WA. Oregon State Police isn't likely to have them on the call list unless it was an extreme emergency.
And the poster that said "Most roads in Oregon have no guard rails;" must be a transplant. I am an Oregon native for 67 years and driven a vast majority of the roads in the state and have seen many miles of guardrails.
I don't doubt you've seen many miles of guardrails, but the standard is no guard rails on the majority of roads throughout the State.
I to am a lifelong Oregonian with now 4 years touring the us and sure, there are no guardrail roads in places in Oregon .. I’ve found the rest of the country no different. Where are you getting this sales tax / roads info from ? All roads .. everywhere are “built “up with gravel shoulders.
Besides this crash was mislabeled and is a Washington crash. What about Washington state guardrails? On built up roads! I think they have a high sales tax but roads are generally from the fuel tax.
Old time Oregonians are a little touchy when transplants start talking sales tax to fix problems lol
I been here 26 years, and I find that native Oregonian's lack perspective. I've lived in Pennsylvania, North Carolina, Florida, Texas, California(sorry) and Oregon. I did NOT advocate for any sales tax, nor do I believe guardrails should be everywhere, but in many places, they have them where their most needed(mountain passes and such), but not Oregon. You ever go from Eugene to Sisters or the other mountain passes? No guardrails. Pennsylvania has guard rails all over the place. What does happen is occasionally when someone gets killed going over a mountainside, they make some noise about guardrails but it goes no where(nor do I think it should) Don
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T18skyguy
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01/01/20 10:59am |
Class A Motorhomes
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RE: Very Bad RV Wreck in Oregon
Not that it makes much difference of the results but a couple of questions arise about the where of the crash.
"It took the Ilwaco Fire Department over an hour"... From Ilwaco it is at least a 30 minute drive to anyplace in Oregon and that includes a 5 mile drive across the Astoria–Megler Bridge.
Some of the comments in the comments section seem to come from the towing company that is located in Ocean Park, WA. Oregon State Police isn't likely to have them on the call list unless it was an extreme emergency.
And the poster that said "Most roads in Oregon have no guard rails;" must be a transplant. I am an Oregon native for 67 years and driven a vast majority of the roads in the state and have seen many miles of guardrails.
I don't doubt you've seen many miles of guardrails, but the standard is no guard rails on the majority of roads throughout the State.
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T18skyguy
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12/31/19 02:36pm |
Class A Motorhomes
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RE: Down a truly rough road in my class C?
You must sell RV's for a living.
Gary
No par for the course here, going off road is done by 40% of RV'ers in Australia as against maybe 10% in the US/ Canada
I've always been very impressed with Australian products. The Australian items I've owned were top quality. I often look at Australian RV's on the web, and they look top notch as well. In America, there is usually a disclaimer in many owners manuals that states "Not designed for off road use" Particularly travel trailers are more prone to break the welds at the shackle frame interface when taken off road.
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T18skyguy
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12/30/19 08:54pm |
Class C Motorhomes
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RE: Very Bad RV Wreck in Oregon
In Oregon,by law, all roads are required to be built 1 foot higher than the last 100 year flood. Even in the flat lands it's 1 foot higher also. If you go off the road, the vehicle will usually roll over and onto it's roof. It looked like it was a mountainous road, but it's the same. Get off the road and over you go. Most roads in Oregon have no guard rails; they say because we have no sales tax, they can't afford it.
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T18skyguy
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12/30/19 08:39pm |
Class A Motorhomes
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RE: Down a truly rough road in my class C?
As much as possible try not to twist the rig. The frame is designed to twist, but the house does not like that. That's when things get loose, caulking joints open up etc.
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T18skyguy
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12/27/19 03:04pm |
Class C Motorhomes
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RE: ABS trouble ... F53 .....
On the rounded off bolt, you can buy a small pipe wrench(about the size of your hand) that should handle it. Give it a good spraying with WD 40 or something like that a couple hours before.
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T18skyguy
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12/23/19 09:22am |
Tech Issues
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RE: Snake Repellent Testing - Advice
If my wife ever saw a snake in our RV it would have to be sold immediately.
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T18skyguy
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12/21/19 09:55am |
Beginning RVing
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RE: Brake fluid change?
If your the kind of person who trades a vehicle regularly, say every 5 or even 8 years, sure you can ignore it and the vehicle will still stop. If you like to keep your vehicles, like my dad use to say, "until the wheels fall off", then flushing on a regular basis is a good idea. I think it's an especially good idea for more heavy duty vehicles like motor homes, because of their weight plus folks tend to keep them a long time. Another issue is if you never crack open the bleed screw, it has a tendency to rust and then break off, especially in salted road country. Most people don't do it cause it such a PIA. I use a Branick pro brake bleeder which makes it much easier, but you need to buy a master cylinder adapter kit to go with it. I can't say for sure why this RV lost it's brakes, but there was a similar accident up there where a husband and wife we're killed after overheating their brakes coming down a mountain. Warning, the video is a bit graphic.
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T18skyguy
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12/20/19 08:30am |
Tech Issues
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RE: Backup to restore to new computer
I use Acronis True Image backup. Its a bit more expensive, but it will backup all the data and applications/ mirror image. There is also built into the program a feature that will let it restore to different(new) hardware. Other than the price, the only other issue with Acronis is it has 5 running process's, so it works the computer a little harder. Most backup's have less than that.
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T18skyguy
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12/17/19 06:27pm |
Technology Corner
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RE: Entrance Door Strut mount torn out. 2020 JayCo GrayHawk
That's a good idea Ron. On my 2017 Jayco Greyhawk, I removed the strut completely. What was happening was the bottom of the door would rub the strut and unscrew it from it's mounting points. So I re-attached it with some medium blue Loctite on the threads, but it was still a hassle so I removed it. I don't like how it fights your arm when you go to close it anyway. Much happier without it.
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T18skyguy
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12/16/19 04:09pm |
Class C Motorhomes
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