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 > Your search for posts made by 'johnnyg08' found 16 matches.

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RE: Apache Junction, AZ Internet

We use Mediacom in AJ for internet and cable TV. Probably not any cheaper than any other provider. I'm looking for the best option. Not necessarily the cheapest option. We have a park of over 1,000 units. Of those, I'm guessing a large portion of those are using either Dish or Jabba. But most of us are being forced to use our cell phone's data plan. I feel like a hard wired option will be the best option...but I don't know if that's even a thing in our park.
johnnyg08 03/11/20 07:02am Technology Corner
RE: Apache Junction, AZ Internet

Depends on where in AJ you're located. Parts have both Cox and Centurylink, others may only have Centurylink. Some areas have smaller alternative providers. You have all the fixed location wireless providers like Viasat and there are the mobile carriers if you have a good signal. For heavy users, Centurylink or Cox are the two dominate providers, but as you know, AJ in on the edge so some areas can be metro built up and others in the sticks as far as what's available. Sometimes it just comes down to which side of the street you're located.. Lots of people in our community use Jabba, but they use it because it seems to be the only alternative to Dish. For what Jabba charges, it's awful. And awful is a compliment.
johnnyg08 03/10/20 09:14pm Technology Corner
Apache Junction, AZ Internet

What other options besides Dish and Jabba exist for communities in Apache? We currently use Jabba and it's awful. In fact awful would be a compliment. What options exist. We'd like to avoid cell phone data plans if at all possible.
johnnyg08 03/10/20 08:27pm Technology Corner
RE: Purchasing in a 55+ Community - AZ

I won't be caught dead or alive living in a HOA controlled compound. There are people in that camp...one way or another you're paying...either lot rent or HOA...plus in the ones we're looking at they have the amenities that we won't need to purchase or maintain. To each his/her own...for sure.
johnnyg08 01/31/20 10:47am Snowbirds
RE: Purchasing in a 55+ Community - AZ

What are the approximate Real Estate fees for a transaction like this? We're working through our offer and want to have an idea as to what the fees will be. Park Model and the land under the park model Probably a title transfer fee for the park model Probably some type of recording and transfer fee with the county Probably an HOA transfer fee of sorts Can anybody quantify this for me? I understand that this is an Internet forum and not a place for legal advice. Thank you
johnnyg08 01/31/20 10:34am Snowbirds
RE: Purchasing in a 55+ Community - AZ

Arizona is one of 15 states that allow Enhanced Life Estate Deeds. Also known as Transfer On Death Deed and Lady Bird Deeds. ryoung I've been reading about these. Seems like a no brainer for this transaction
johnnyg08 01/27/20 08:02pm Snowbirds
RE: Purchasing in a 55+ Community - AZ

Best advice, right there. In addition to AZ real estate law, the attorney should be knowledgeable in trust law. Trusts such a Dynasty Trust are relatively unknown. In AZ, manufactured homes are vehicles and are titled that way (Been there, done that.). A park model may be the same. Of course. But this is exactly why I'm here...to get these thoughts and ideas so we are not going into this conversation blind. Thank you for your contribution to this thread.
johnnyg08 01/27/20 06:48am Snowbirds
RE: Purchasing in a 55+ Community - AZ

Another thing to be aware of. In the majority of Arizona's 55+ communities, you own the 'home', but not the ground or lot that it sits on. You pay a monthly rent or lot fee, which your heirs would then be responsible for unless or until they sell the unit. I can only think of a handful where you own the lot. Good to know. Thank you!
johnnyg08 01/26/20 09:30am Snowbirds
RE: Purchasing in a 55+ Community - AZ

Aside from the titling issues, take a long hard look at the financial report for the Association- make darn sure the reserves are fully funded, you don't want to buy a space, then get hit with a big assessment to fix the roads or other capital improvement the Association owns. Great tip! Thank you!
johnnyg08 01/26/20 09:30am Snowbirds
RE: Purchasing in a 55+ Community - AZ

in AZ - RV's and park models are all registered with DMV as trailers and all have titles of ownership. As long as you're the titled owner you can add any name you want so long as they're present to sign. That's great to know...so we'll have two different transactions? One for the land and one for the park model?
johnnyg08 01/25/20 06:56pm Snowbirds
RE: Purchasing in a 55+ Community - AZ

As I said...I am well aware that this is an Internet forum. We will be hiring an attorney for this transaction, but I appreciate the dialogue too. It helps me process what questions we will have. Thank you for your concern.
johnnyg08 01/25/20 04:18pm Snowbirds
RE: Purchasing in a 55+ Community - AZ

With respect to title, would it matter either way if they contributed for example 40% of the purchase price? Still do tenants in common with rights to survivorship?
johnnyg08 01/25/20 03:53pm Snowbirds
RE: Purchasing in a 55+ Community - AZ

One of the kids suggested investing in a percentage of the purchase price...would that matter at all in terms of how things would appear on a deed?
johnnyg08 01/25/20 02:22pm Snowbirds
RE: Purchasing in a 55+ Community - AZ

I think you are right. What if there is land ownership in addition to the park mod? Does that matter?
johnnyg08 01/25/20 01:00pm Snowbirds
RE: Purchasing in a 55+ Community - AZ

When my Dad passed away, we had to get a lawyer involved to take his name off the title to the house and make my mother the soul owner. My sister and I were added to the title TOD (transfer on death). We had no interest in the property until she died. When we sold the house, there was no question the house had become ours when my Mother died and we signed the title over to the buyer. The value of the house to use was what it was worth on the day she passed away. She had some stock and we were on that TOD also. Our base value was what the stock sold for at close on the day of her death. You can use TOD on any title - houses, cars, stock. The names listed after TOD have no ownership until the primary owner dies. No lawyer or courts needed. Thank you. That seems incredibly straight forward. Can a 55+ HOA restrict ownership? We think that they have legal standing to restrict residency (which the they understand until they turn 55) but we feel like they could still own the property and rent it out (assuming good w/ HOA) until they can snowbird at their retirement. Does that make sense or am I way off?
johnnyg08 01/25/20 12:56pm Snowbirds
Purchasing in a 55+ Community - AZ

Hi, Been lurking here for some time, figured now is as good a time as any to make my first post. For the past couple of years we've rented a park model in a 55+ community and we think we're ready to take the plunge into ownership. Here's my question...and I'm just seeking input from the group with the full understanding that this is not legal advice, etc... My wife and I are in our 60s but we would like to put our two kids on the deed who are under 55. Is there a way to do that as long as my wife and I are over 55? Or can the HOA restrict that? Then, if we can't put them on deed, are there other legal ways to set this up in a way that it could work when they turn 55? We'd want to be fully transparent with the park, HOA, etc...nothing shady...just how to do it legally (and again, I know this isn't legal advice)...just discussion since some of you may have real experience with something like this. For now, let's make it specific to Arizona. Thank you for you input! Also, if this is the wrong forum for this kind of question, can you please accept my apologies and recommend a different discussion forum?
johnnyg08 01/25/20 10:47am Snowbirds
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