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 > Your search for posts made by 'restlessways' found 22 matches.

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RE: No shortage of RVs

Dealer near me has a lot of campers and advertise a 4.99 % interest rate. Not worth looking at that interest rate,plus they pretty firm on their prices. A 4.99% interest rate on an RV right now would probably be the prime rate for a buyer with the highest credit score, I would imagine. I had a brief conversation last year with a financing gal at one of the largest RV dealers on the west coast. I wasn't looking for credit, but I decided to chat her up to see what kind of financing was going on, and what she told me was truly stunning. She said that people were borrowing at rates of up to 19%. Put that in your pipe and smoke it.
restlessways 05/14/22 12:41am General RVing Issues
RE: No shortage of RVs

Except when it comes to truck campers. For some reason the lots are empty.
restlessways 05/12/22 09:07pm General RVing Issues
RE: Vacation Home Buying Fizzling. RV's too?

"most will be completely wiped out" - That is some doom and gloom right there. I'm conservative financially, but we've had mortgages and we've survived multiple layoffs, dot com bust, 9/11, the collapse of 2008, bad years in business, etc, etc. I'm blessed by a hard working wife that has strong business skills, I owned a dependable business, and good health. We now have zero debt, it feels great! (used to be a big Dave Ramsey fan, although he turned out to be a creep) Most people not only do fine w mtg debt they prosper. Those who have a mtg(s), college loans(theirs or kids), multiple car loans, and pile consumer debt on top of that, well they're reckless. And I've seen many others that take a lot more risks than me and they've actually come out way further ahead financially. Like they say "there is more than one way to skin a cat." If I may clarify, I wasn't talking about mortgage debt per se, so I'm not sure where you got that impression. I'm talking about all the people who are leveraged to the teeth with all kinds of debt. 2nd and 3rd speculative houses, expensive vehicles, boats, RVs, crypto, stocks, etc. You would not believe how many gamblers there are out there right now. It's all crashing as I type.
restlessways 05/12/22 04:47pm General RVing Issues
RE: To slide or not to slide. That is the question.

No, seriously, the OP's question isn't answered. This is just the typical myopic one-sided "old phart" rantings. "My way is the only way and everything else is stupid and should be outlawed." What's weird about this site, and forums in general, is the "OMG, this person has an opinion different than mine. MUST. BE. DESTROYED." mentality. I picture a scenario where said angry person's wife is talking on the phone to her sister, asking if she's happy with her divorce, and when she hangs up she says "honey, isn't there something outside the RV that you can do?" Seriously.
restlessways 05/12/22 04:41pm Truck Campers
RE: Right truck and camper setup for a northern Alaskan winter

So right off the bat, it seems you have a misconception that a truck camper means you need a DRW truck. Yet you also seem to be looking for a basic camper which would naturally be lighter in weight, and not requiring a DRW truck, even for "safety." A DRW truck is not the best choice to be exploring the Alaskan wilderness. An SRW truck's rear wheels follow in the same track as the front wheels, making traveling through deep snow and mud much easier. Each tire on a DRW cuts its own rut, so six ruts vs. two. Takes a lot more power and effort to charge through tough going, if you can make it at all. My DRW is helpless in deep snow, and it's a 4x4 with aggressive tires. Once the rear wheels hit deep snow, it stops. I can back right out, but the front end won't pull the whole truck through. Ultimately what's "best" is entirely up to you. Everyone has their own idea of "best." I have seen people say this but it's never been my experience. While I do agree that the rear tires have to cut their own tracks which translates into a different type of handling, I have never had traction problems with my duallies in snow, off road, etc. I run aggressive tires as well.
restlessways 05/11/22 11:33pm Truck Campers
RE: Vacation Home Buying Fizzling. RV's too?

One thing is for certain, we have yet to fully realize the downstream effects of the mess created by the pandemic. I don’t claim to be a smart man or have the answers and those that do claim to understand it are likely posturing, as we all should be in our own way. Not a zombie apocalypse prepper. But also not an ostrich. Been bit by recession and also capitalized on it, and yes something still smells a little different about the current situation. (Maybe it’s my sense of smell after having the Rona, but everyone would be well served to stay a bit aloof and protect their own interests the best way they see fit.) Remember, you can only control what YOU do. I like to stick to the basics which have always served me well. Zero debt, and the belief that "it's never 'different' this time." I hear stories of new paradigms almost weekly from friends and acquaintances. I don't believe any of it. They're all just talking their book because they want to get rich without having to work hard. I work for what I have, and I don't gamble to try to get ahead. Sure, that's worked for some, but most will be completely wiped out.
restlessways 05/11/22 06:29pm General RVing Issues
RE: To slide or not to slide. That is the question.

I had a Lance 1030 with no slides. When I sat in the Arctic Fox 990 with the slide out, it felt twice as big. I loved it. That being said, I do like the convenience of no slide for quick restroom breaks while on the road, making lunch, etc. I have a 5th wheel with 3 slides. I have never had an issue with any of them in almost 10 years of use. I don't worry about that. But having to open and close a slide is certainly something that does take a small amount of time and thought, no matter how "quick" it opens.
restlessways 05/10/22 09:43pm Truck Campers
RE: Vacation Home Buying Fizzling. RV's too?

We have a lot of “financial analysts” on here with a lot of time on their hands I see…lol. Since I’m sort of stuck, NOT liquidating our truck, camper and boat now, for a healthy return I might add, I’m not actually waiting for things to tank. But I also am. 2008-09 were great years for us. Bought a new truck, new boat and a lot of property for a nice discount! Hoping 2023-24 are the same. I see a lot of speculators who want to ignore reality and financial bubbles. While everybody and their brother has been loading up on debt, buying houses and everything else they can't afford, I've been stacking cash and precious metals. I'll add another $30,000 to my hoard by this fall. Last real estate crash I bought acreage for 85% off. The sucker who lost it to the bank barely put anything down at all. By the time I bought it it was "cash only," "as is." Same thing is baked into the cake. I'm seeing some hilarious, if not sad, situations play out. People who can't even afford to drive their "new" pickup truck because of fuel prices and the payments, etc. The Nasdaq is down almost 30% from its highs ALREADY. Some individual stocks have suffered 80%+ declines, yet all these people high on credit are whistling past the graveyard. I will be visiting this thread over the course of the next several years as these bold gamblers disappear into the ether.
restlessways 05/09/22 12:26pm General RVing Issues
RE: Vacation Home Buying Fizzling. RV's too?

I hear the same bogus arguments this time around as I did back in 2008 when the whole housing market took a dump. People never learn. I work on houses for a living. They are money pits, not magical money trees. Not only is the housing market already tanking, RVs, boats, trucks, cars and everything else are following suit. Interest rates on mortgages have doubled since last August. That means the average house payment is up over 1/3 since that time, and we're talking houses that are at the pinnacle price peak of the biggest real estate bubble in history. The entire situation was completely unsustainable, and now it's time to get ready for the fallout. I'm already seeing WAY more used RVs for sale than just a month ago. When money gets tight, the toys are the first to go. Forget a crashing housing market, I'm anticipating everything else crashing much worse before then, because it's all interest rate sensitive. For somebody like me who purchases things in cash, I will be enjoying watching this unfold.
restlessways 05/08/22 11:41pm General RVing Issues
RE: To slide or not to slide. That is the question.

I actually like reading threads like this because it offers perspectives from both people who have campers with slideouts, and those without. Being a person who is going to buy a camper when the market calms down from the lunacy of last year, I have been leaning towards a non-slide to keep the weight down and for the ease of use while traveling, etc. I also like that it's a little more stealthy, especially when in a parking space. That being said, I absolutely love the extra floor space and wide open feeling of, say, the Arctic Fox 990 with a slide. It feels so much bigger and more comfortable to me, and is ideal for spending a lot of time indoors.
restlessways 05/08/22 10:25pm Truck Campers
RE: In 2 years time I can no longer afford to buy a camper

I don't see a recession coming until jobs are hard to get. If anything there is currently a labor shortage not a shortage of jobs. Good time to switch jobs for more pay or start a side gig to put some extra money away for that new truck camper. Don't wait for the recession, act now. I certainly don't see a recession happening this year, either. That being said, I'm not getting a 2nd job so I'm not sure if you're talking to me or who that advice is for. I work enough as it is.
restlessways 03/28/22 07:36pm Truck Campers
RE: In 2 years time I can no longer afford to buy a camper

There are some great deals out there on used truck campers if you take your time..I found a lance 10/1130(can't remember) that was like in a barn for most of it's life for under 8K with all the bells and whistles and not a scuff anywhere..I would have went down to buy this one but I do not want the extra hangover the bigger ones provide.. Seeing a lot now but when I was looking a couple years ago,not so much..DEepends on where you look and what you want,they are there.. I hear this sort of thing all the time but I never see them. All I see is people trying to gouge as much as possible. I sure wish I never would have sold my Lance 1030. The thing was mint but I wasn't using it as much as the 5th wheel at the time.
restlessways 03/28/22 07:34pm Truck Campers
RE: In 2 years time I can no longer afford to buy a camper

Hell no. I was going to buy a Northern Lite 2 years ago and they were $44k. Now they are asking as much as $76k for the same model. At that rate you can count me out. I thought the $44k was a lot.The world has gone mad with items in short supply. I suppose same as new vehicles... no more discounts, put your name in on a wait list, no choice of color or trim level, and good luck negotiating the ADM down as the next buyer will take it before the end of the day. Best to be patient for now or look for a used item. Housing, mortgages, and rent are the same situation. Yeah, and I'm starting to think we just hit a massive blow-off top in everything, with the high fuel prices being an exclamation point. These prices are in no way sustainable, and I am seeing some of the greediest for sale listings imaginable. People are free to ask whatever they want, of course, but it kind of shows poor character when you want $30,0000 for a 15 year old camper. It's like everybody's looking for a sucker. Really gross.
restlessways 03/23/22 09:19pm Truck Campers
RE: In 2 years time I can no longer afford to buy a camper

If your looking to buy don't wait for even higher prices. I don't subscribe to the "hurry up and buy!" mentality. Not at all. In fact, when that gets ingrained in people, I take a step or two way back. Which is what I am doing now. I don't NEED a new truck camper. I can happily go through the rest of my life and never buy one. I already own an RV. I'm not in a hurry to jump into another depreciating asset. Yes, I did say DEPRECIATING, because that's what they are. This current price action is temporary, in my opinion. All the stimulus money has been pushed into the economy. That is over. Now the FED's tightening, and credit will be drying up. I have a sneaking suspicion in a few years that RV sellers will be begging for a sale.
restlessways 03/19/22 02:06pm Truck Campers
RE: In 2 years time I can no longer afford to buy a camper

I am not convinced prices are coming down much on lightly used and well maintained RVs. I don't see the prices for new moving down either. World has gone mad. Getting tough out there. Perhaps not, but I'm going to go with my gut and guess that, with the record number of RVs purchased this past year, and the pain coming for the record number of debtors out there, that if any "asset" is going to return to its historic rate of depreciation, it's RVs.
restlessways 03/18/22 11:01pm Truck Campers
RE: In 2 years time I can no longer afford to buy a camper

So why didn't you buy two years ago? Or are you just talking in general about the situation? Because all of a sudden they were locking everything down and it looked like I might not even be able to drive and use it. And yes, I'm referring to the inflation situation in general. The prices are out of this world now.
restlessways 03/17/22 09:43pm Truck Campers
RE: In 2 years time I can no longer afford to buy a camper

If the OP is $20k short, he must be looking at campers in the 6 figure range. Yeah, they've gone up a bit but not that bad. Hell no. I was going to buy a Northern Lite 2 years ago and they were $44k. Now they are asking as much as $76k for the same model. At that rate you can count me out. I thought the $44k was a lot.
restlessways 03/17/22 12:11am Truck Campers
RE: In 2 years time I can no longer afford to buy a camper

Be patient, with record inflation and high gasoline prices, there will be people unloading their RV’s. I hope so. I don't see anything of interest right now. I will wait until the fall and see if things change.
restlessways 03/16/22 02:46pm Truck Campers
In 2 years time I can no longer afford to buy a camper

I went from having enough cash to buy a brand new camper 2 years ago to being almost $20,000 short. I still have the cash, but the camper prices ran away. I guess I don't get to play anymore. Everybody got rich but me.
restlessways 03/15/22 06:09pm Truck Campers
RE: RVs over 10 years old are valueless

Thank you for all the kind words. I will take a picture and post it tomorrow. It makes no sense whatsoever. This "rule" is one of the dumbest things I've ever heard of. Why not just have something like "All rigs over 10 years old subject to inspection?"
restlessways 11/11/21 06:54pm General RVing Issues
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