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 > Your search for posts made by 'troubledwaters' found 190 matches.

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RE: Fire tools

It may not be as big an activity as you think, and the market may just not be big enough to warrant stocking a rarely used item.Do you realize you're responding to a 6 year old thread?
troubledwaters 04/01/20 05:03pm General RVing Issues
RE: camping in ohio

I guess some people will always think the rules are for everyone else but them.Since you already addressed the OP I'm going to make a WAG and guess you are addressing me. So I'll just put this out there. Where I live there are no rules against camping. There are rules for social distancing, gathering in large groups, etc. I can certainly can do that in a campground provided my neighbors don't come over and insist on invading my space.
troubledwaters 03/28/20 08:03am General RVing Issues
RE: camping in ohio

Next time call the campground instead of RV Net and you might get your question answered.
troubledwaters 03/28/20 06:30am General RVing Issues
RE: 20 year loan for RV?

OMB, a 20 year loan on a depreciating toy. Even at 4% you’ll pay more than double for it. A trailer at the end of 20 years might be worth 1/10th of what you paid for it. :SAnd in the meantime while you saved up for that RV, the kids grew up and were gone before they got the chance to see the country. One size doesn't fit all. Nothing wrong with resposible debt.
troubledwaters 03/24/20 06:50pm Beginning RVing
RE: coronavirus...put it into perspective

They should have a chart, based on time, how many people are still in denial! What I am reading in this thread is pretty remarkable.The other side of the coin is that you're just gullible to media bloviating, while the rest of us are more pragmatic.
troubledwaters 03/22/20 04:54pm General RVing Issues
RE: coronavirus...put it into perspective

A proper calculation of mortality rate is: total dead divided by total population.That's one way. Another is to compare the dead to those infected, and that's where the numbers go way up. That's why we're so concerned about its spread.The number of dead vs those infected mean nothing unless you also know how many will be infected. By your version, if 2 people out of 30 million got infected and both died, you would have a 100% fatality rate; a totally useless statistic.
troubledwaters 03/22/20 04:37pm General RVing Issues
RE: coronavirus...put it into perspective

The media is surely sensationalizing this pandemic. But it is the government (both parties) that are advising shelter at home policies. I'm not a fan of the media, and feel they definitely have an agenda. But there is more to todays issues than that.What is it you mean by shelter at home? If you mean people showing symptoms should stay home; If you mean everyone should maintain a safe distance/contact, I think everyone would agree with those things. If you mean all businesses should shut down and remain closed for weeks / months and everyone remain inside - that's an example of the media sowing sensationalism, chaos and hysteria. Which is precisely why everyone is buying months worth of toilet paper. And just like someone said a day or two ago; when its all over and done instead of admitting to their hysteria peddling, the Media is going to say - wow, we dodged a bullet.
troubledwaters 03/22/20 10:11am General RVing Issues
RE: coronavirus...put it into perspective

"Clickbait" is the new headlines. Facts have little to do with it.They are reporting what experts are saying. How is that not facts? You 'fake news' guys just create more fear and if we're supposed to listen to you and not the media.I'm sure what you meant to say was - they find an expert to support their narrative then put him on TV.
troubledwaters 03/22/20 08:36am General RVing Issues
RE: Coronavirus practical issues

Makes sense since a simulation/mathematical modeling starts with data that has been collected.Exactly - a model built on assumptions is wothless. Just look at how many times some form of he word "assume" is used in the text. SWAG.
troubledwaters 03/21/20 05:15pm RVing with Disabilities and General Health Issues
RE: Fresh water tank flows out drain hose

Did you winterize it or someone else? If someone else, look for the cap to this drain behind the outside door for the water heater.
troubledwaters 03/18/20 05:54pm Tech Issues
RE: Fishing

troubledwaters 03/15/20 01:20pm General RVing Issues
RE: FL state parks open events canceled

Children are primary carriers of virus and elderly are primary victims of virus.You're just as likely to be a carrier as children are.
troubledwaters 03/15/20 06:35am General RVing Issues
RE: Info on 5th wheel brand

That’s a bunch of 5er for a couple new to RVing.How do you know they're new to RVing?
troubledwaters 03/13/20 03:59pm Fifth-Wheels
RE: Preparing for isolation to avoid contact with Corona virus

I got Norton Anti-Virus I'm good to go.
troubledwaters 03/09/20 05:41pm Around the Campfire
RE: Investment Gurus-thoughts?

20.08% Ain't no way a 401 earned over 20% over a year. I work at a bank, a large one with a huge investment arm. There may have been spikes in earnings in certain months. But no way it averaged gains over 20%.A NASDAQ Index fund alone would have returned over 37% last year. Look it up. Now tell me I didn't earn 20.08%. I have no idea what your bank invested in or what their purpose was, but if they invested for long term capital gain they either they missed the boat, or like I said, I must be the top of the bell curve.
troubledwaters 03/07/20 09:54pm Around the Campfire
RE: Investment Gurus-thoughts?

troubledwaters 03/07/20 11:15am Around the Campfire
RE: Investment Gurus-thoughts?

I did, and no one I talked to realized anywhere near 20% for the year. Some did that over the period of a month or two, but not for the whole year.I guess I must be on top of the bell curve.
troubledwaters 03/07/20 11:15am Around the Campfire
RE: Investment Gurus-thoughts?

Pay off the 401k loan. My 401k made over 20% last year, your's made 5% (at least the portion tied up in the loan). It sure ain't a wash when your long term investments make 7 - 8% and your long term debt is costing 3.75%. 20% ??!!, where can I get on that gravy train? Is that the Bernie Madoff 401?If you didn't make 20% or darn close on your 401k last year you are either overly coservative (which is fine if that's who you are) or got some bad funds in your 401k. I can assure you, that's not Bernie Madoff results, that's just regular ole TR Price 401k territory. Don't trust me, ask your friends how their 401k did last year.
troubledwaters 03/07/20 09:53am Around the Campfire
RE: Investment Gurus-thoughts?

Fat fingers wrong button
troubledwaters 03/07/20 07:48am Around the Campfire
RE: Investment Gurus-thoughts?

I presume at 59 your not planning on living another 5 years and cashing all your chips in. Your looking at living 20 years plus down road. Long term, your 401k at 7 - 8% average annualized return beats the money you save on a 3.75% motgage by a lot. Buy low, sell high. What better time to buy low? Even if you lose money the next 3 years, you're looking at what happens the next 17 years. If your mortgage was 6%, different story. Your money, your choice. For myself, I'm buying low right now. And if next month the market is lower, i' m going to double down and buy more, and every month after that also. And i'm 66. I figure I got 20 - 30 years (or more) to live off my money Do whatever you think is best. PS - loan payments on your residence aren't pre tax dollars. Even the interest isn't unless your beating the Standard Deduction. And in that case, you are overdue to spend a few hundred dollars and talk to a finacial planner with all the facts on the table.
troubledwaters 03/07/20 07:45am Around the Campfire
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