Health insurance

[LOFAT36]

We travel from B.C., Canada to Yuma with our TT for the winter. Who, other than Tourmed, do you get your health insurance from ?

[Lenny_K]

Yes you would of had to of worked for the Federal Government.

[Elizabeth24]

Would assume that one would have worked for Federal Government in order to qualify for this insurance.

[moisheh]

Far more important than the price is how the company handles your claim. Manulife has a reputation of not paying. Their questionnaire is designed to confuse. Even a lawyer once stated that he could not guarantee that he had answered it correctly. A good price is valueless if all your claims are denied!

Moisheh

[Lenny_K]

almcc wrote:

Lenny K wrote:
We use Johnson Insurance https://www1.johnson.ca/

We get a deal from them as we belong to the National Association of Federal Retirees. Don't know what their regular rates are but I think they would be worthwhile to check out.

Not sure about now, but in the past Johnson was run by RBC travel insurance, RBC also operated other plans for companies and they have a good staff of nurses to take calls from clients. You may want to research them

You got me curious so I checked out RBC. I received a quote of $5700.00 for 100 days coverage single trip for the two of us.
From Johnson we get single trip for $1400.00 and have have multi 40 day trips coverage for $5000000.00 coverage included in that price for the two of us.
I guess it's worth to be a member of the National Association of Federal Retirees for around $40.00 a year.

[LOFAT36]

Thanks all.

[almcc]

Lenny K wrote:
We use Johnson Insurance https://www1.johnson.ca/

We get a deal from them as we belong to the National Association of Federal Retirees. Don't know what their regular rates are but I think they would be worthwhile to check out.

Not sure about now, but in the past Johnson was run by RBC travel insurance, RBC also operated other plans for companies and they have a good staff of nurses to take calls from clients. You may want to research them

[luckyd]

Pacific Blue Cross has been the best for us.

[joebedford]

Medipac

[homefor2]

ManulifeI would not use Manulife after watching this video. Be careful when getting insurance. My doctor recommended not filling out the medical questionnaire yourself but take it to your doctor. I would have answered the questions wrong twice if it had not been for my doc. One wrong answer and you can be denied coverage and financially ruined if you have a major claim.
https://www.youtube.com/watch?v=G08phgECt3I

[Community Alumni]

We have a friend who is an agent here in Montreal; she checks rates for us. This past winter Blue Cross happened to be the best for us but it has varied over the years.

[Elizabeth24]

We use Medipac which is associated with the Canadian Snowbird Association. I also checked Costco who was cheaper for me but not for DH. Medipac gave us the best deal for the both of us, if you consider >$5,500 a deal. One really has to shop around as rates seem to be going up sharply each year. It sure does not help when both re going into a new age group for next trip. Will have to consider shorter trips in the future. Welcome to the Golden Years!

Have had someone else suggest Travel Insurance Specialists which is underwritten by Industrial Alliance Insurance and Financial Services.
I have not gotten a quote from them so don't really know if they are cheaper or not.

[Lenny_K]

We use Johnson Insurance https://www1.johnson.ca/

We get a deal from them as we belong to the National Association of Federal Retirees. Don't know what their regular rates are but I think they would be worthwhile to check out.

[guthriez]

We used Costco this year (Manulife).