IF....the only (two) passengers are riding in the front cabin seats....then I seen no need to do that in the first place. If the chassis A/C can't keep the driver and passenger comfortable it might not be working right.
But yes, if you MUST have additional cooling, what you said is correct. OFF before fueling and back on after. No real need for a "cool down" more than 30 seconds or so. While going down the highway, it should have PLENTY of cooling air flow.
'07 Damon Outlaw 3611
CanAm Spyder in the "trunk"