Good Sam Club Open Roads Forum: Full-time RVing: Primary Care Physician
Open Roads Forum Already a member? Login here.   If not, Register Today!  |  Help

Newest  |  Active  |  Popular  |  RVing FAQ Forum Rules  |  Forum Posting Help and Support  |  Contact  

Search:   Advanced Search

Search only in Full-time RVing

Open Roads Forum  >  Full-time RVing

 > Primary Care Physician

Reply to Topic  |  Subscribe  |  Print Topic  |  Post New Topic  | 
Ro"n"Joe

Rochester, NY

Full Member

Joined: 12/09/2010

View Profile



Posted: 06/24/18 02:16pm Link  |  Quote  |  Print  |  Notify Moderator

DW and I (both under 65) will begin our full time adventure in 2019. Currently plan on setting up our domicle in Florida. Hopefully a FL PPO Managed Care plan/s will still be available next yr. My question is will we be able to keep our current Primary Care Physician or will we have to find one in Florida? Would like to keep our current one in Western NY if possible.

Sewsyq

East Coast

New Member

Joined: 04/06/2013

View Profile


Offline
Posted: 06/24/18 02:37pm Link  |  Quote  |  Print  |  Notify Moderator

DH & I did exactly what you are doing now back in 2016.We had put aside quite a bit of money to self-insure until we turn 62 when we would be eligible for insurance through his pension plan. Things didn’t turn out as we planned. We did self insure for the first year using the Marketplace and getting a subsidy, however, when the time came for us to renew our coverage, The prices had gone up significantly and the coverage went down even worse. I don’t think you will find a true PPO insurance, and that’s not just in Florida, Florida actually has pretty decent insurance options. The bottom line for us was my husband got a job with Disney which was on his bucket list and so he went from part-time to full-time and now we reside in our RV full-time in Florida for at least the next few years to get us through till we can pick up other coverage.
As for a primary care physician, we had to chooses new doctors in FL.

* This post was edited 06/24/18 03:03pm by Sewsyq *


SewsyQ

Mandalay Parr

Phoenix, AZ

Senior Member

Joined: 07/09/2004

View Profile



Good Sam RV Club Member

Offline
Posted: 06/24/18 02:40pm Link  |  Quote  |  Print  |  Notify Moderator

Think you should ask your new provider.


Jerry Parr
Full-time
2005 Mandalay 40B
Cat C7 350, 4 Slides
Blue Ox, Brake Buddy
2004 CR-V Toad
[email protected]
602-321-8141
K7OU
Kenwood Radios
ARRL, W5YI, & LARC VE
SKYWARN Weather Spotter

Ro"n"Joe

Rochester, NY

Full Member

Joined: 12/09/2010

View Profile



Posted: 06/24/18 06:22pm Link  |  Quote  |  Print  |  Notify Moderator

Mandalay Parr wrote:

Think you should ask your new provider.


Don't have a new provider yet and per my post, we won't till next year. Obviously will ask when the time comes.

wildtoad

Blythewood, SC

Senior Member

Joined: 06/05/2011

View Profile



Good Sam RV Club Member

Online
Posted: 06/24/18 07:45pm Link  |  Quote  |  Print  |  Notify Moderator

Seems to me the short answer is No. Managed Care usually means highly controlled network of providers.

You can still use your favorite Dr. but you will pay all the costs. I do that now with my PCP who like most offers a self pay discount.


Tom Wilds
Blythewood, SC
2016 Newmar Baystar Sport 3004

jnharley

Anywhere, U.S.A.

Senior Member

Joined: 03/04/2004

View Profile



Good Sam RV Club Member


Posted: 07/04/18 08:24am Link  |  Quote  |  Print  |  Notify Moderator

If you get a PPO (I think FL has a Blue Cross EPO) and your current primary physician in in the network, you should be able to still use them. If not, you will have to find a new one. It is difficult to find health care that travels.


2015 Dodge Dually
2012 NuWa Discover America 355CK

johnhicks

Wandering below the Gnat Line

Senior Member

Joined: 08/29/2013

View Profile


Offline
Posted: 07/04/18 10:07am Link  |  Quote  |  Print  |  Notify Moderator

In my experience BCBS EPO in Florida doesn't have any sort of primary physician requirement. I've had primary physicians in Georgia, Texas and now back to Florida. The physician just needs to be in the network.


-jbh-
CG reviews & more - www.fugawetribe.com

Michelle.S

Western NY till fall, then Sebring, FL

Senior Member

Joined: 01/11/2011

View Profile





Offline
Posted: 07/05/18 09:38am Link  |  Quote  |  Print  |  Notify Moderator

My partner is not yet 65, so she has a PPO/EPO with Florida Blue (Blue Cross/Blue Shield), not cheap and her policy is one of the lower levels and still runs $750/month. We are Florida Residents, didn't want to pay anymore money to NYS, but still have a Primary Care here locally (We're 50 miles South of Rochester) where we spend part of the Summer.


2018 Chevy 3500HD High Country Crew Cab DRW, D/A, 2016 Redwood 39MB, Dual AC, Fireplace, Sleep #Bed, Auto Sat Dish, Stack Washer/Dryer, Auto Level Sys, Disk Brakes, Onan Gen, 17.5" "H" tires, MORryde Pin & IS, Comfort Ride, Dual Awnings, Full Body Paint

Ro"n"Joe

Rochester, NY

Full Member

Joined: 12/09/2010

View Profile



Posted: 07/05/18 11:14am Link  |  Quote  |  Print  |  Notify Moderator

Michelle.S wrote:

My partner is not yet 65, so she has a PPO/EPO with Florida Blue (Blue Cross/Blue Shield), not cheap and her policy is one of the lower levels and still runs $750/month. We are Florida Residents, didn't want to pay anymore money to NYS, but still have a Primary Care here locally (We're 50 miles South of Rochester) where we spend part of the Summer.


Thanks for the post! We currently live in Fairport, NY and at this point, looks like we will set up our full timing domicle in Florida next year. Good to know your Primary Care here in NY is in network with Florida Blue. Looks like we can/might possibly keep our Rochester based Primary Care Dr! We're both under 65 and I'm thinking PPO/EPO Blue Cross/Blue Shield for us too.

Reply to Topic  |  Subscribe  |  Print Topic  |  Post New Topic  | 

Open Roads Forum  >  Full-time RVing

 > Primary Care Physician
Search:   Advanced Search

Search only in Full-time RVing


New posts No new posts
Closed, new posts Closed, no new posts
Moved, new posts Moved, no new posts

Adjust text size:

© 2018 CWI, Inc. © 2018 Good Sam Enterprises, LLC. All Rights Reserved. | Terms of Use | PRIVACY POLICY | YOUR PRIVACY RIGHTS