Good Sam Club Open Roads Forum: General RVing Issues: Insurance claim
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Dennis12

Ridgeley WV

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Posted: 12/21/18 11:42am Link  |  Quote  |  Print  |  Notify Moderator

I normally keep my motor home in a garage. It has been sitting out for 6 months. I noticed when i went in it that there was water running across the floor. I looked under the cabinets and they are soft and rotting. Called my ins company and they told me to get an estimate.
Have read so many complaints on camping world I have chose not to take my motor home there. Is there any other options that you can advise?


Dennis Hoppert

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Mono Basin National Forest Scenic Area

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Posted: 12/21/18 11:56am Link  |  Quote  |  Print  |  Notify Moderator

What’s their “complaint” to “satisfied” ratio? Big national companies will have “lots” of complaints since they repair “lots” of RVs. What you’ve “heard” isn’t trustworthy.


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ItsyRV

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Posted: 12/21/18 12:17pm Link  |  Quote  |  Print  |  Notify Moderator

Look for or ask around for a reputable RV repair canter and ask them if they do insurance claims. If the repairs are covered under warranty, most likely you have the option of picking any qualified repair facility to do the work. If the repair is under some sort of secondary warranty or contract, you need to read the contract to see if you can go elsewhere.


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bgum

South Louisiana

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Posted: 12/21/18 12:28pm Link  |  Quote  |  Print  |  Notify Moderator

Often the insurance companies will find that the cause was due to lack maintenance and therefore not covered. Hope it works out for your.

wildtoad

Blythewood, SC

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Posted: 12/21/18 12:28pm Link  |  Quote  |  Print  |  Notify Moderator

I’ll be more interested is what was the cause of the water damage and if the ins co will cover it. Still would need to be fixed.


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midnightsadie

ohio

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Posted: 12/21/18 12:56pm Link  |  Quote  |  Print  |  Notify Moderator

please let us know how the insurer handles this. most don,t cover water damage.

ScottG

Bothell Wa.

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Posted: 12/21/18 05:08pm Link  |  Quote  |  Print  |  Notify Moderator

Unless it was a sudden event, like a flood coming through or a burst pipe, they wont cover it.
My advice is to Google RV repair for your area and to not take it to CW for any reason.


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wrgrs50s

Scurry, Tx

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Posted: 12/21/18 07:13pm Link  |  Quote  |  Print  |  Notify Moderator

I've heard the same that insurance wont cover most leaks as they consider them an overlooked maintenance issue, however to my surprise, a friend of mine had severe water intrusion from his roof that caused the back wall of his 5r to delaminate the fiberglass and rot all the wood structure holding the back panel together to the tune of 13K to repair. His insurance, Farmers, has approved his claim, and it's being repaired at this time. This was an elderly couple that had never caulked their roof on a 2012 unit, so the damage was definitely caused by neglecting to maintain the caulking, yet his adjuster never even questioned the claim. Never assume !


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Edd505

Elephant Butte, NM

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Posted: 12/21/18 07:14pm Link  |  Quote  |  Print  |  Notify Moderator

Marcus Lemonis are ya listening? All the don't take it to Camping World means there's a problem.


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1968mooney

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Posted: 12/22/18 09:29am Link  |  Quote  |  Print  |  Notify Moderator

Edd505 wrote:

Marcus Lemonis are ya listening? All the don't take it to Camping World means there's a problem.


Marcus could care less. CW has more business than it can possibly take care of. He's happy a few don't want to bother them. Just ride through the closest CW and see if you agree. I know of none going out of business due to lack of customers.

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