Good Sam Club Open Roads Forum: General RVing Issues: Park Model /RVFlood Insurance
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 > Park Model /RVFlood Insurance

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Etstorm

Frankston,TX

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Joined: 04/07/2013

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Posted: 06/25/19 08:22pm Link  |  Quote  |  Print  |  Notify Moderator

It can be insured for flood as a mobile home under a flood,policy but must meet certain requirements.+ check with your agent.

zcookiemonstar

Midwest

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Posted: 06/26/19 01:59am Link  |  Quote  |  Print  |  Notify Moderator

You have to be careful when your policy says flood is covered. A lot of policies that cover FLOOD only cover flood from things like damaged pipes water heaters or sump pumps. Flood coverage from things like rivers are usually from a government insurance plan.

Your Park Model is a trailer and supposed to be movable. If you complain it is not movable and a stationary structure then you can be taxed is if you had a home on your property instead of a trailer.

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