Good Sam Club Open Roads Forum: Who do you use for Insurance?
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 > Who do you use for Insurance?

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Acdii

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Posted: 07/01/20 11:38am Link  |  Quote  |  Print  |  Notify Moderator

I just sold my Coleman, and had Gieco on it. I have a new 5th wheel that I will be purchasing in about 2 weeks, and am looking for alternative insurance companies. Since it is financed, it is mandatory. Gieco is OK, but it's year round, so when stored I still pay full rate.

Trackrig

Spent the summer in Conconuly, Wa, MH now in Vanco

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Posted: 07/01/20 11:50am Link  |  Quote  |  Print  |  Notify Moderator

State Farm, the same people that insure everything else I have.

Bill


Nodwell RN110 out moose hunting. 4-53 Detroit, Clark 5 spd, 40" wide tracks, 10:00x20 tires, 16,000# capacity, 22,000# weight. You know the mud is getting deep when it's coming in the doors.


lhenry8113

Cypress or Lake Arrowhead, Ca.

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Posted: 07/01/20 11:54am Link  |  Quote  |  Print  |  Notify Moderator

We have a Class C and have National General Ins. Haven't had to use them. On our 5th wheel we had Foremost Ins-never used them either


2017 Chev/CLass C Forest River Forester 2251 SLE
Mustang Hollow Campground, Mathis, TX. Corpus Christi-Lake Corpus Christi


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FrankoToo

New Braunfels, TX

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Posted: 07/01/20 11:55am Link  |  Quote  |  Print  |  Notify Moderator

Kind of depends on where you're located. Had Progressive on my prior FW while living in California but switched to Texas Farm Bureau when we moved to Texas. I've read that there are some who disable their insurance while in storage but I don't know what companies allow that. Being financed, I would think the bank would want it insured 100% of the time just in case it gets broken into or something worse.

Good luck in your search.


FrankoToo
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corvettekent

Marysville, WA

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Posted: 07/01/20 12:09pm Link  |  Quote  |  Print  |  Notify Moderator

With it being financed you can't stop the insurance. I use Gieco.


2007.5 GMC Dually EC/LB, LMM. Banks IQ, Speed Brake, Six Gun. B&W Turnover Ball, Companion Hitch, Amp power steps. Hadley Air horns.

2004 32' Carriage 5th wheel. 860 watts of solar MPPT and four 6 volt batteries. Samlex 2,000 watt Pure Sine Wave Inverter.


Acdii

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Posted: 07/01/20 12:35pm Link  |  Quote  |  Print  |  Notify Moderator

Yes, it is a requirement to have it insured before it even is hooked to the truck. So much to do, so little time. [emoticon]

mleekamp

Washington, IL

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Posted: 07/01/20 12:53pm Link  |  Quote  |  Print  |  Notify Moderator

State Farm - 30+ years for everything.

Regarding insurance year 'round, motorcycles and RV's are like that just about all the major carriers. If a tree falls on your RV in winter...insurance won't pay. Water damage during storage? Won't pay. We had water damage on a TT back in 2003/4 winter. Insurance wrote check for $3,500 after RV dealer said how much to fix. Would not have paid without insurance.

The motorhome is the first RV we've financed in 20+ years of RVing. Still, I keep my insurance on stuff, stored or not.

If you had a motorcycle in your garage over winter, and no insurance because not using it, and garage burned....well, it would only pay for contents up to a certain amount (tools, motorcycle, stuff, etc. all combined). Best keep it year 'round.


2019 Jayco Redhawk 29XK Class C, Ford V10 E450 with Roadmaster Hitch Mounted Spare Tire holder, Bigfoot Hydraulic Leveling
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JAC1982

Brighton, CO

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Posted: 07/01/20 03:21pm Link  |  Quote  |  Print  |  Notify Moderator

Safeco. All our other policies (3 vehicles, house, RZR) are with Allstate but Safeco was still cheaper for the same coverage, even once a multi-policy discount was factored in with Allstate.


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RobWNY

Jamestown, NY

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Posted: 07/01/20 03:46pm Link  |  Quote  |  Print  |  Notify Moderator

We have Progressive now and we've had National General in the past. I check every year for the best rate with comparable coverage. These past two years it just so happens that Progressive was the cheapest. Fortunately, we haven't had to file a claim in the 6 years we've been RVing.


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Two Hands

California's Central Coast

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Posted: 07/01/20 04:22pm Link  |  Quote  |  Print  |  Notify Moderator

We use Progressive and have been very satisfied with them.


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