Question on Full timer ins.

[dutchev]

We have been fulltiming for 10 yrs. we are with Progressive. we just were evacuated from a wildfire but luckily all was safe but began to look closer on my policy. I have 40,000 in personal contents. most of this is in musical equipment. found out that there are caps on certain items. i was told by progressive that they could not schedule items, they put me onto good sam's and RV ins. solutions. Has anyone tried to schedule items or have run into this issue thanks

[Lwiddis]

You have recent appraisals on all these items?

[Second_Chance]

Did you ask Progressive if they can issue a Valuable Personal Property (VPP) policy? That's what USAA did for us. This is in addition to our renters' policy to cover contents, an umbrella policy for liability, and the usual auto policy to cover both vehicles and the RV. Of course, state insurance commissions govern what can be done in each state, so what a particular company like Progressive or USAA can do in one state, they might not be able to in another (we are domiciled in Texas).

Rob