Good Sam Club Open Roads Forum: Good Sam Insurance: Medium Duty Tow Vehicle
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dcp055#

Texas

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Posted: 09/02/20 02:56pm Link  |  Quote  |  Print  |  Notify Moderator

I have a Freight liner FL60 and am trying to get insurance. So far the insurance company wants to insure it as a commercial vehicle and not personal because it is a class 6 truck. I wont be using this except to pull the camper. Any Ideas

Thanks
Dave

jdc1

Rescue, Ca

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Posted: 09/02/20 03:47pm Link  |  Quote  |  Print  |  Notify Moderator

Look for a different insurance company....But most, if not all, will say the same thing. Weight matters.

chiefneon

Livingston, TX

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Posted: 09/02/20 05:15pm Link  |  Quote  |  Print  |  Notify Moderator

Howdy!

USAA insured my 4400 International custom hauler that was only used to tow our 5er.

“Happy Trails”
Chiefneon

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Posted: 09/03/20 05:53am Link  |  Quote  |  Print  |  Notify Moderator

Hello dcp055#,

Thank you for your time and post, please feel free to contact the Good Sam insurance team at 1-888-514-1116 for a quote.
They will be glad to assist with questions about different types of coverage.

https://www.goodsamrvinsurance.com/
Have a good day.

Thank you,
Good Sam Customer Care Team

A1ARealtorRick

Gulf Shores, AL

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Posted: 09/03/20 06:28am Link  |  Quote  |  Print  |  Notify Moderator

A Class 6 truck is definitely not a personal vehicle, no matter how you slice it. Many MANY years ago when I was in commercial insurance a good number of my clients found out that if a 1-ton pickup/flatbed could do the job, it was tremendously cheaper to insure than anything larger.


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Second Chance

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Posted: 09/03/20 10:24am Link  |  Quote  |  Print  |  Notify Moderator

Insurance regulations are governed by state insurance commissions and vary from state to state. There are many Escapees (active on the Escapees MDT subforum) who pull with the FL60 and insure them as private, not-for-hire vehicles (many of them in Texas, I'm sure). You might pop over to the Escapees forums and ask them for some advice.

Rob


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(Previously in a Reflection 337RLS)
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dcp055#

Texas

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Posted: 09/03/20 04:09pm Link  |  Quote  |  Print  |  Notify Moderator

Thank you all for the feedback. I found personal insurance with two companies Good Sam has one and thank you Good Sam for the quote with one of the companies that work with RVs.

Just a note if you are not making money with a vehicle it is a personal vehicle by definition. Most insurance companies want to lump everyone into same category. I call that lazy. Lots of 1 ton commercial vehicles out there also.

Dave

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