Good Sam Club Open Roads Forum: Full-time RVing: Caps on personal property
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time2roll

Southern California

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Joined: 03/21/2005

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Posted: 09/13/20 12:45pm Link  |  Quote  |  Print  |  Notify Moderator

Anyone with a special situation needs to disclose that when the policy is written.
The most common policy off the shelf is just the low cost minimum coverage.
If you go with the basic you are self insured on many items.


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A1ARealtorRick

Gulf Shores, AL

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Posted: 09/13/20 04:34pm Link  |  Quote  |  Print  |  Notify Moderator

time2roll wrote:

Anyone with a special situation needs to disclose that when the policy is written.
The most common policy off the shelf is just the low cost minimum coverage.
If you go with the basic you are self insured on many items.


I fully agree, however those with special situations might not realize that they have 'special situations' (i.e.- items requiring a separate rider to be fully covered) until they have it explained to them by a competent agent.


. . . never confuse education with intelligence

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