Good Sam Club Open Roads Forum: Full-time RVing: Medicare Questions
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stickdog

Somewhere, USA

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Joined: 01/27/2002

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Posted: 10/25/20 11:06pm Link  |  Quote  |  Print  |  Notify Moderator

My late wife was older than me so when she became medicare eligible it became secondary to my employer health insurance which was called a Cadillac plan. I don't think medicare paid squat for the three days she was in ICU. This was before Obamacare.


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Scottiemom

Florida

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Posted: 10/26/20 03:47am Link  |  Quote  |  Print  |  Notify Moderator

bgum wrote:

Everyone eligible for Social Security Disability Insurance (SSDI) benefits is also eligible for Medicare after a 24-month qualifying period. The first 24 months of disability benefit entitlement is the waiting period for Medicare coverage.


Be sure not to drop her off your plan. This was what the rule was when my DH received total disability. It was TWO YEARS before he became eligible. So you still need insurance to cover those 24 months. I don't know if that is still the rule, but we continued our private health insurance for him until he qualified for Medicare.

DAle


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philh

Belleville MI

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Posted: 10/28/20 07:32pm Link  |  Quote  |  Print  |  Notify Moderator

Thank you everybody!

I only have a couple of weeks to make my medical elections for next year. So, we'll stay with that while the rest plays out. Her attorney for disability stated she is in fact immediately eligible, but her determination letter was less clear. If we weren't in the middle of a move and temporarily misplaced the paperwork, she'd have that discussion with the attorney.

For me, I'm ready to chuck the corporate career. We're also going through cutbacks, but my luck, people around me will get cut, and I'll get stuck doing their jobs too.

We just put up a new park model in a campground that's open year round in MI. This will be our permanent base. Our plan is in a year to get the SD and 5th wheel and travel 4-6 months. I wish I had more money going into retirement, but wine, women, and song... and I wasted some too [emoticon]

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