Good Sam Club Open Roads Forum: Around the Campfire: 2020 Strikes Again
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 > 2020 Strikes Again

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donfla

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Posted: 12/02/20 02:56pm Link  |  Quote  |  Print  |  Notify Moderator

Opened a SBA envelope addressed to my corporation today finding a loan statement with a deferred loan payment coupon due 9/10/21 and called to find out what was going on. Someone using my name, my business name and personal SS number applied for a large sum of money that was funded and is showing on my credit report. The SBA agent emailed a check list of chores I have now including filing a report with the sheriff’s office and informing all of the credit reporting companies.

What a pain in the rear! I’m glad we’re not in the market for a mortgage at the moment because I’m sure that wouldn’t go through. After getting through this I guess I’ll look into a LifeLock service. I did receive a change on my report notice from Credit Karma a few days ago never opening it and sure enough this loan was the reason.

wa8yxm

Wherever I happen to park

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Posted: 12/02/20 04:02pm Link  |  Quote  |  Print  |  Notify Moderator

I was notified of an unsuall charge on my Credit Card by the issuing bank, They ask if It was me.

It was a restaurant I wanted to go to but.. alas. did not and now it's over 500 miles each way so NO IT WAS NOT ME.
Upon checking it was the 2nd transaction in 2 days at that same place.

I hope the crooks tried one more time.. Cause if they did the delivery person likely delivered them.

Same thing happened to one of my co-workers long ago only when the UPS driver delivered he had an assistant.. His assistant had two uniforms.. One was BROWN UPS. and under it the BLUE of Michigan State Police.... you can guess the rest.


Home is where I park it.
2005 Damon Intruder 377 Alas declared a total loss
after a semi "nicked" it. Still have the radios
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rk911

DuPage County

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Posted: 12/02/20 04:02pm Link  |  Quote  |  Print  |  Notify Moderator

in illinois there has been a surge in identity thefts, specifically fraudlulent claims for unemployment benefits. happened to a friend of ours. if your checklist doesn't include freezing your credit at the 4...yes, 4...credit reporting agencies you should consider doing just that.

experian, equifax, trans union and innovis.

* This post was edited 12/02/20 04:56pm by rk911 *


Rich
Ham Radio, Sport Pilot
_________________________________
2016 Itasca Suncruiser 38Q
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'03 Jeep Wrangler TJ
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& MaggieThe Wonder Beagle

kellem

Shenandoah valley,VA

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Posted: 12/02/20 04:51pm Link  |  Quote  |  Print  |  Notify Moderator

Had it happen twice now but both were resolved.
I live in VA but evidently lived in Indiana and Boston unbeknownst to me.

I did however take a credit score hit.

Crowe

Merrimack, NH

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Posted: 12/02/20 05:16pm Link  |  Quote  |  Print  |  Notify Moderator

I have both Experian and Equifax. Both allow me to lock my credit report plus I get a notification if someone tries to access it. I also check my credit cards and bank accounts daily-sometimes multiple times if I've been using them a lot. You have to be ever vigilant.


I may not have gone where I intended to go, but I think I have ended up where I needed to be Douglas Adams

RV-less for now but our spirits are still on the open road.

Old-Biscuit

Verde Valley

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Posted: 12/02/20 09:00pm Link  |  Quote  |  Print  |  Notify Moderator

Crowe wrote:

I have both Experian and Equifax. Both allow me to lock my credit report plus I get a notification if someone tries to access it. I also check my credit cards and bank accounts daily-sometimes multiple times if I've been using them a lot. You have to be ever vigilant.


You also have Transunion and Innovis ---they are a CRA "consumer credit reporting agency"

You should also have a security freeze with them for protection of your credit/fraud


Credit Cards/Bank Accounts etc all have ALERTS turned ON
I get an e-mail within 10 minutes
**I know where/how much SHE as been shopping before SHE even gets back home LOL


Is it time for your medication or mine?


2007 DODGE 3500 QC SRW 5.9L CTD In-Bed 'quiet gen'
2007 HitchHiker II 32.5 UKTG 2000W Xantex Inverter
On the Road Debt Free April '07
Off the road still Debt Free Jan. '14

4x4ord

Alberta

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Posted: 12/03/20 01:29am Link  |  Quote  |  Print  |  Notify Moderator

When I lost my credit card I didn’t bother to report it... the crook was only using it about 1/2 what my wife did!


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bucky

Raleigh metro

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Posted: 12/03/20 03:52am Link  |  Quote  |  Print  |  Notify Moderator

^^^^^^^^^^^^^^^AWESOME!^^^^^^^^^^^^^^^^^


2005 Cummins 3500 2WD LB quad cab dually pulling a 2014 Blue Ridge 3025RL


Old-Biscuit

Verde Valley

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Posted: 12/03/20 02:19pm Link  |  Quote  |  Print  |  Notify Moderator

4x4ord wrote:

When I lost my credit card I didn’t bother to report it... the crook was only using it about 1/2 what my wife did!


BEST post yet!!!

[emoticon]

kellem

Shenandoah valley,VA

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Posted: 12/04/20 09:12am Link  |  Quote  |  Print  |  Notify Moderator

4x4ord wrote:

When I lost my credit card I didn’t bother to report it... the crook was only using it about 1/2 what my wife did!


Wow! Funny stuff right there.

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