Good Sam Club Open Roads Forum: Hit a bump and lost my transmission
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 > Hit a bump and lost my transmission

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mich800

Pontiac, MI

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Posted: 12/05/20 10:10am Link  |  Quote  |  Print  |  Notify Moderator

busterja21 wrote:

9k for an HD truck 7 years newer and 70k less miles doesn't sound too bad.

Send them receipts for the tires and tranny, also anything you added like a bedliner, radio, hitch, steps bars or anything else. When my truck was totaled, insurance added a portion of the price I had paid for tires a few months before + all add ons.

If you do the buyback, find out what's required in your state to re-title. You may have to do some repairs to pass inspection and get it re-titled.


The insurance company does not care about your costs for new tires and transmission service. The value of the vehicle already has a properly working and maintained vehicle built into the quote.

As far as add on's. That could be an area of negotiation if a separate declaration was not necessary to insure those items.

Grit dog

Black Diamond, WA

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Posted: 12/05/20 11:23am Link  |  Quote  |  Print  |  Notify Moderator

Interesting conundrum.
First, body shop is offering you $6k because they’re going to make a pile of money off of it. You could too, if you want to dump it after fixing the body damage. And you have the cash from the settlement to do it.
Second $17k is a bit low. Quick check around here where vehicles DONT rust out is used car lots are around $19k for similar miles and age crew max trucks. Guessing you’re is clean and not a crusty barnacle from winter driving for the last 12 years? If so, that also brings a premium either settlement or when selling it, up in the salt belt.
I wouldn’t settle for less than $20k with insurance but realize buyback $ is generally a % of payout I think.
13 year old truck, going forward? That’s your call. We don’t know the actual condition mechanically and if it’s gonna be solid for 10 more years or not. But if getting a different vehicle, I would do it in this order.
Push for greater settlement. (Get your evidence together and don’t forget to add tax to the purchase price).
Buy back.
Fix the cosmetic damage.
Put up for sale and also have it to drive this winter if needed. If it sells, you’re not in a hurry to get a new one. Camping season is 6 months away still.

If it’s not rusted at all, you have a very marketable truck. Toyota, not a pile of miles, crew max and far less rusted than the average truck that age by you.

You may then decide to just pocket the “winnings” and keep the truck or have cash for a new truck or whatever else you are planning to spend it on.
Remember a dollar = a dollar no matter how it is saved or earned. So don’t think in terms of this $ goes to that thing. But rather how many dollars can I amass and how many will leave my account. Regardless of reasons.

BTW, if you were 2000 miles closer and truck no rusty, I’d give you a grand more than the body shop right now today! And then I’d add dollars to my account instead of you....
That truck is a prefect situation to capitalize on the situation.


2016 Ram 2500, MotorOps.ca EFIlive tuned, 5” turbo back, 6" lift on 37s
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Grit dog

Black Diamond, WA

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Posted: 12/05/20 11:25am Link  |  Quote  |  Print  |  Notify Moderator

And if it is rusted out. Take the $17k, do the buyback deal with the body shop and hit the easy button for $18k.

kellem

Shenandoah valley,VA

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Posted: 12/05/20 02:16pm Link  |  Quote  |  Print  |  Notify Moderator

In this current market you better off buying new with a warranty.

pitch

NY

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Posted: 12/05/20 09:19pm Link  |  Quote  |  Print  |  Notify Moderator

I would be concerned with the rebuilt. Just dropping the valve body out a popping a new one in is not a rebuild. Nope transmission ,needs to be diassembled and cleaned,cleaned,cleaned.

Hank85713

Tucson, Az

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Posted: 12/06/20 10:16am Link  |  Quote  |  Print  |  Notify Moderator

for 10 day a year use, if the basic vehicle is still good I would just fix up and keep if it meets all your needs. Its simple for folks to say "buy" but they dont make the payments etc. Yes newer vehicles will make ya feel better except for payments etc. I have 16 year old F350, runs fine and is long paid for. Not interested in anything newer as this is now our travel vehicle since we dont have a TT any more and the daily use cars are 1 used as a towed behind the rv, wifes is a 20 YO accord for around town only. my DD is a 94 ranger which I plan to add baseplates and use to carry the small boat when we tow behind the rv.

So if it will meet your needs for it intended purpose fix or just get rid of. Said it will cost you 4K or so to buy back and you were offered 6K by a shop so figure out what up with that. If they will pay that much then it must be worthwhile to fix??

silverfz

mass

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Posted: 12/06/20 11:56am Link  |  Quote  |  Print  |  Notify Moderator

I do live in the north east with salt but the truck is stored all winter in my heated garage . There is no rust in the body as it was part of the recall so toyota sprayed some stuff . One door has 2 spots of rust.

Mechanically its very sound as really it was a summer towing vehicle.


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silverfz

mass

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Posted: 12/06/20 12:17pm Link  |  Quote  |  Print  |  Notify Moderator

I do live in the north east with salt but the truck is stored all winter in my heated garage . There is no rust in the body as it was part of the recall so toyota sprayed some stuff . One door has 2 spots of rust.

Mechanically its very sound as really it was a summer towing vehicle.

LIKE2BUILD

Decatur

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Posted: 12/06/20 10:45pm Link  |  Quote  |  Print  |  Notify Moderator

silverfz wrote:

Geigo started with 15k and after neg I was able to get 17k.

Broaden your search toward the midwest and south. Yes the truck market is hot, but I'm certain you can find something much newer with less miles for well under $25K.

KJ


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mkirsch

Rochester, NY

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Posted: 12/07/20 09:39am Link  |  Quote  |  Print  |  Notify Moderator

You folks are not taking into consideration the current vehicle supply situation. There was an approximate 3-month period where nothing was being built.

At least the perception is, there is a shortage of trucks on the market. That pushes prices up.


Putting 10-ply tires on half ton trucks since aught-four.

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