Good Sam Club Open Roads Forum: Tow Vehicles: Tow Vehicle Liability Insurance
Open Roads Forum Already a member? Login here.   If not, Register Today!  |  Help

Newest  |  Active  |  Popular  |  RVing FAQ Forum Rules  |  Forum Posting Help and Support  |  Contact  

Search:   Advanced Search

Search only in Tow Vehicles

Open Roads Forum  >  Tow Vehicles

 > Tow Vehicle Liability Insurance

Reply to Topic  |  Subscribe  |  Print Topic  |  Post New Topic  | 
Page of 4  
Prev  |  Next
Grit dog

Black Diamond, WA

Senior Member

Joined: 05/06/2013

View Profile


Offline
Posted: 02/04/21 12:06pm Link  |  Quote  |  Print  |  Notify Moderator

Etstorm wrote:

Progressive is not very good at handling your claim! May be cheaper but you’ll pay in the end.


Or they are... in my experience.
But I dumped them because they pulled the Flojack your rates thing on us. I asked about the name your price tool and they said it was out of order! Lol.

Everyone should realize that 90% of insurance is as good as your rate and what’s written in your policy. Very little is “service” and personal feelings.


2016 Ram 2500, MotorOps.ca EFIlive tuned, 5” turbo back, 6" lift on 37s
2017 Heartland Torque T29

hornet28

Muskegon Mi.

Senior Member

Joined: 07/27/2017

View Profile



Good Sam RV Club Member

Offline
Posted: 02/04/21 02:12pm Link  |  Quote  |  Print  |  Notify Moderator

specta wrote:

I have Progressive ins on my ATV.

My insurance agent does the shopping for me.

My car, truck, camper (agreed value) and ATV trailer (agreed value) are all covered by German Town Ins.

Until she signed me up with them I had never heard of them. One no-fault claim on my truck with absolutely no issues.


If I were you I'd check real close on that supposed "agreed value" claim. I think if you really check it out it's "stated value" which is much different than agreed value





IDman

Oklahoma

Senior Member

Joined: 07/19/2010

View Profile


Offline
Posted: 02/04/21 04:10pm Link  |  Quote  |  Print  |  Notify Moderator

Progressive will drop you at renewal time if you have any claims. All companies look at the frequency of claims, not the total dollar amount.

Try State Farm. They are in every state, whereas some of the companies mentioned above are not.

ferndaleflyer

everywhere

Senior Member

Joined: 03/31/2011

View Profile


Offline
Posted: 02/04/21 04:58pm Link  |  Quote  |  Print  |  Notify Moderator

Progressive been good to me. I rear ended a car and mine and theirs were totaled. They paid regent up. Tore a 23ft awning off and they paid. I am near 80 years old also and very little increase over about 15 years. Checked others and no one came close. DP, 2 pickups, Smart car, and Mercedes.

LadyRVer

Florida

Senior Member

Joined: 09/04/2007

View Profile





Offline
Posted: 02/04/21 06:02pm Link  |  Quote  |  Print  |  Notify Moderator

Thanks to everybody. Lots of food for thought. Clean driving record, only claim in 2019 and that was due to Act of God, 2 big tree limbs down on my truck in TN. Age, home state (FL) and truck (2019) are all a major factor in quotes. I tried State Farm, office here in town and they came in 200 more per year than current.

Geo*Boy

Unknown

Senior Member

Joined: 04/27/2020

View Profile






Posted: 02/04/21 09:21pm Link  |  Quote  |  Print  |  Notify Moderator

I always wonder why most people look for the least expensive insurance. We get insurance because when something happens we are expecting to be taken care of quickly and completely. Cheap insurance will never deliver either. Check into USAA, they are highly rated.

Dadoffourgirls

China, MI USA

Senior Member

Joined: 05/29/2003

View Profile



Posted: 02/05/21 04:01am Link  |  Quote  |  Print  |  Notify Moderator

IDman wrote:

Progressive will drop you at renewal time if you have any claims. All companies look at the frequency of claims, not the total dollar amount.

Try State Farm. They are in every state, whereas some of the companies mentioned above are not.


In case you did not read my real-life example, I had a total loss in August 2019, total loss in May 2020, and they still renewed me in November 2020. And, rates were not higher.

I am sorry if they dropped you, since you appear to have this opinion.

And to answer the question about service, I have been completely satisfied with Progressive.

My previous claim in 2013 with Liberty Mutual was significantly worse, and I left them a dissatisfied customer. I may switch to the OnStar insurance when they start selling in Michigan.


Dad of Four Girls
Wife
Employee of GM, all opinions are my own!
2017 Express Ext 3500 (Code named "BIGGER ED" by daughters)
2011 Jayco Jayflight G2 32BHDS

specta

utah

Senior Member

Joined: 06/18/2001

View Profile



Posted: 02/05/21 06:57am Link  |  Quote  |  Print  |  Notify Moderator

hornet28 wrote:

specta wrote:

I have Progressive ins on my ATV.

My insurance agent does the shopping for me.

My car, truck, camper (agreed value) and ATV trailer (agreed value) are all covered by German Town Ins.

Until she signed me up with them I had never heard of them. One no-fault claim on my truck with absolutely no issues.


If I were you I'd check real close on that supposed "agreed value" claim. I think if you really check it out it's "stated value" which is much different than agreed value


I may have worded it wrong, but if my camper gets totaled they will pay me the value that we agreed to. That's what I asked my agent to do and that's what she did.


Kenny
2011 Chevy 2500 HD 6.0L 4wd
1995 Lance 945 Onan QG 2500 LP
Regular cab. The best looking trucks.


mich800

Pontiac, MI

Senior Member

Joined: 05/30/2004

View Profile



Posted: 02/05/21 09:02am Link  |  Quote  |  Print  |  Notify Moderator

IDman wrote:

Progressive will drop you at renewal time if you have any claims. All companies look at the frequency of claims, not the total dollar amount.

Try State Farm. They are in every state, whereas some of the companies mentioned above are not.


Any insurance company can drop you for any reason. I guarantee every single insurance company has no shortage of bad stories from policy holders. I have the same story except it was State Farm that screwed me. Had our snowmobiles stolen and got the insurance payoff and replaced them. On the way up on our first ride we got a call from our agent that State Farm dropped us. How's that for customer service.

Grit dog

Black Diamond, WA

Senior Member

Joined: 05/06/2013

View Profile


Offline
Posted: 02/05/21 09:12am Link  |  Quote  |  Print  |  Notify Moderator

mich800 wrote:

IDman wrote:

Progressive will drop you at renewal time if you have any claims. All companies look at the frequency of claims, not the total dollar amount.

Try State Farm. They are in every state, whereas some of the companies mentioned above are not.


Any insurance company can drop you for any reason. I guarantee every single insurance company has no shortage of bad stories from policy holders. I have the same story except it was State Farm that screwed me. Had our snowmobiles stolen and got the insurance payoff and replaced them. On the way up on our first ride we got a call from our agent that State Farm dropped us. How's that for customer service.


Yup, without getting into stories, I can confirm the same. The worst issues I've had, albeit many years ago knock on wood, have been with Allstate, State Farm and AAA Chicago motor club. All top tiered companies. At the same time, have had good experience with Progressive minor claims only, but turfed them a few years ago after they disproportionately jacked our rates with no basis. Some "think" they're getting hosed, but need to look at their driving record and now credit score as well. But others, it's just like other household "services" like internet or cable/satellite. Once you're an established customer, they can and will attempt to make more money off of you and apparently plenty of people fall for it and just carry on, because if the majority were diligent about it, the companies wouldn't use that tactic because it would be ineffective at increasing revenue and profit. (Makes sense, no one want's the hassle of finding new insurance, so many choose to eat the rate increase out of convenience.)

Reply to Topic  |  Subscribe  |  Print Topic  |  Post New Topic  | 
Page of 4  
Prev  |  Next

Open Roads Forum  >  Tow Vehicles

 > Tow Vehicle Liability Insurance
Search:   Advanced Search

Search only in Tow Vehicles


New posts No new posts
Closed, new posts Closed, no new posts
Moved, new posts Moved, no new posts

Adjust text size:




© 2021 CWI, Inc. © 2021 Good Sam Enterprises, LLC. All Rights Reserved.