Good Sam Club Open Roads Forum: Truck Campers: Extended Dealer Warranty
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 > Extended Dealer Warranty

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Bert the Welder

Van. Island

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Posted: 03/06/21 11:45pm Link  |  Quote  |  Print  |  Notify Moderator

I have my own thoughts regarding extended warranties, but I'm wondering what you all think?
Anyone buy one on their new camper? How much was it for how long an extension?
Anyone make a claim under the extended period? Good experience or did you get screwed around?
What's on offer is an extra 6 years. $3650 cdn. Company is SAL protection plan/ Companion Extended Warranty. If no claims during the extra coverage period, you get a refund of $2000.

Input much appreciated!


"> 1998 GMC 2500, 10.5 Okanagan, My better/smarter half, George and Finnegan(APBT), all I need.


jimh425

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Posted: 03/07/21 05:24am Link  |  Quote  |  Print  |  Notify Moderator

Most appliances don’t cost very much. I doubt you’d ever use it, but if you did, I’m concerned with how long the claim process would be.


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Tvov

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Posted: 03/07/21 05:50am Link  |  Quote  |  Print  |  Notify Moderator

Most new campers have a 1 year "bumper to bumper" warranty. Plan a bunch of camping trips... if you camper lasts the season, it will probably be fine for years to come without an extended warranty.

Having said that... many people like the "piece of mind" that comes with a warranty. Bargain for the warranty! Don't pay the first thing the dealer says. Look around, call some other dealers, see if you can get a warranty over the internet.

I've done this when buying my last few vehicles. I still buy a warranty from my dealer, but I bargain them down after showing what I could get elsewhere.

Good luck!


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Bradymydog

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Posted: 03/07/21 06:41am Link  |  Quote  |  Print  |  Notify Moderator

See what's excluded as in many cases those are the items that fail. Also check out what is covered by home owners insurance or separate insurance on the RV.

specta

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Posted: 03/07/21 06:50am Link  |  Quote  |  Print  |  Notify Moderator

About 85% of the cost of extended warrantees are pure profit for the seller.


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MarkTwain

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Posted: 03/07/21 08:15am Link  |  Quote  |  Print  |  Notify Moderator

specta wrote:

About 85% of the cost of extended warrantees are pure profit for the seller.


IMHO ,The exclusions and fine print exceptions make warranties a financially poor choice for the consumer. Take the $3000 cost for the warranty and put it into a separate bank account to be used in an emergency when needed. You have to be a lawyer to be able to read and understand extended warranty benefits. Most RV manufactures offer a 1 yr. warranty to cover the repair and replacement of products.

deltabravo

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Posted: 03/07/21 08:47am Link  |  Quote  |  Print  |  Notify Moderator

specta wrote:

About 85% of the cost of extended warrantees are pure profit for the seller.


YEP!!

No, I won't buy one. There's a lot of exclusions. Some even require you to bring the RV in every year for an annual inspection, which of course the charge for. They then try to up-sell you on more maintenance, like roof resealing, etc.


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Kayteg1

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Posted: 03/07/21 09:47am Link  |  Quote  |  Print  |  Notify Moderator

The only thing I would consider extended warranty are water damages.
TC are build to leak at most of the factories, so unless you have the newer technology fiberglass shell, you will have frame damage due to water penetration.
In such case $3000 stashed on saving account will not go very far.
Than having factory warranty for a year, you can do extensive tests for the issue, therefore extended warranty will not be needed.
But extended warranty is only good when company writing it is still in businesses after few years, so checking how reliable they are should be part of the process.





Bedlam

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Posted: 03/07/21 10:12am Link  |  Quote  |  Print  |  Notify Moderator

You have to realize that these warranty companies would not exist if they paid out more than they collect, so buying a policy is going against the odds. I look at extended warranties as lack of confidence in your purchase. If it is built properly, you will not need one. If you are concerned about that random failure that may be costly, put away the money you spend on that warranty and use it for repairs if required. Otherwise, you will have a good reserve building up for your next purchase - How you use that money will not be directed by contract.


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Kayteg1

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Posted: 03/07/21 10:26am Link  |  Quote  |  Print  |  Notify Moderator

I think big part of 6-years warranties profit is like prepaid burial service.
When the time comes to use it, people forget they have it, papers got lost and lot of other things can happen.
Then when claims become bigger than profit- they go bankrupt.

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