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 > Evacuation Insurance

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MORSNOW

Mountain Home, ID

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Posted: 03/19/21 09:28am Link  |  Quote  |  Print  |  Notify Moderator

I lived in Alaska for 26 years (moved to ID last fall), and never heard of anyone needing/wanting evacuation insurance. Remote search and rescue is coordinated and performed by the Alaska Guard with C-130's and Blackhawks. Life flight operates helicopters out of local hospitals and does transports from roadways to the hospital.


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Crowe

Merrimack, NH

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Posted: 03/19/21 10:14am Link  |  Quote  |  Print  |  Notify Moderator

MORSNOW wrote:

I lived in Alaska for 26 years (moved to ID last fall), and never heard of anyone needing/wanting evacuation insurance. Remote search and rescue is coordinated and performed by the Alaska Guard with C-130's and Blackhawks. Life flight operates helicopters out of local hospitals and does transports from roadways to the hospital.


I think the purpose might be so they don't have to pay for any rescue/evacuation out of pocket.


I may not have gone where I intended to go, but I think I have ended up where I needed to be Douglas Adams

RV-less for now but our spirits are still on the open road.

SideHillSoup

South Eastern British Columbia

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Posted: 03/19/21 10:42am Link  |  Quote  |  Print  |  Notify Moderator

As the crow flies and “assuming” you cross into Canada at Sweet Grass MT ( Coutts Alberta) it’s 1500 miles, (x2 if you don’t use the Alaska ferry service, and we all know crows don’t fly in a straight line) to Beaver Creek Yukon where you enter into Alaska or Chicken Alaska. I quick google map search gives about a 1900 mile one way trip through Canada
You should be inquiring about your insurance coverage for the Canadian leg of your trip.

Soup.


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PA12DRVR

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Posted: 03/19/21 10:53am Link  |  Quote  |  Print  |  Notify Moderator

LifeMed Alaska offers a membership service to cover remote medical flights and the like. I don't know the membership restrictions precisely enough to know if its suitable for the OP's plan, but many remote lodges either provide or recommend that their summer help gets a membership.

The one time I was flying and stopped flying before I wanted to...and at a location I didn't want to stop at..I was picked up by the Air Guard and didn't have to pay a dime. Nearly 30 years ago, though. Conversely, had a colleague experience severe illness in the back of beyond a month or so ago and was told that his evacuation flight, had it not been part of his LifeMed membership, would have cost circa $40,000.

All that being said, I'm not sure how an "emergency evacuation" would play out on the road system.....not that it couldn't happen, just not quite the same as being off the road system.


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allen8106

Burrton. KS

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Posted: 03/20/21 04:08pm Link  |  Quote  |  Print  |  Notify Moderator

SideHillSoup wrote:

As the crow flies and “assuming” you cross into Canada at Sweet Grass MT ( Coutts Alberta) it’s 1500 miles, (x2 if you don’t use the Alaska ferry service, and we all know crows don’t fly in a straight line) to Beaver Creek Yukon where you enter into Alaska or Chicken Alaska. I quick google map search gives about a 1900 mile one way trip through Canada
You should be inquiring about your insurance coverage for the Canadian leg of your trip.

Soup.


I'm inquiring about the entire trip, Alaska included. Last thing I need is to get in a major accident that requires extensive hospitalization 1900 miles from home. I'm looking for insurance for the entire trip that will pay to have me or my spouse transported back to our home town.


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allen8106

Burrton. KS

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Posted: 03/20/21 04:10pm Link  |  Quote  |  Print  |  Notify Moderator

PA12DRVR wrote:

"had a colleague experience severe illness in the back of beyond a month or so ago and was told that his evacuation flight, had it not been part of his LifeMed membership, would have cost circa $40,000."


this is what I'm trying to avoid.

Crowe

Merrimack, NH

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Posted: 03/20/21 06:16pm Link  |  Quote  |  Print  |  Notify Moderator

allen8106 wrote:

PA12DRVR wrote:

"had a colleague experience severe illness in the back of beyond a month or so ago and was told that his evacuation flight, had it not been part of his LifeMed membership, would have cost circa $40,000."


this is what I'm trying to avoid.


I just did an online search under "evacuation insurance" and multiple companies came up. I'd do that and read what they offer. Might be a bit cumbersome but you'll get the answers you need. Allianz does offer evacuation coverage.

PA12DRVR

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Posted: 03/22/21 10:53am Link  |  Quote  |  Print  |  Notify Moderator

I'd second what Crowe mentioned...PITA, but probably can get a good start with a web search.

Only further suggestion that I'd offer is to call up whichever entity looks suitable and talk through the details of your travel, including access (or lack thereof) to your locations along the way. Obviously, the primary road system in the U.S. and Canada is not a problem. The secondary road systems in U.S./Alaska and Canada are likely not a problem either... but if your travel involves going to locations where you are limited to either bush plane or helicopter access, I'd ask the insurer to identify the specific part of the policy that covers that...and I'd also ask them to walk through all of the exclusions to make sure "remote" is not excluded. One of my clients had a situation where "travel to the nearest airport within 50 miles" and "evacuation from the airport to a suitable facility" were both allegedly covered, but when travel to the "nearest" airport meant either a helicopter flight or a 25-mile riverboat ride (i.e. no roads, etc), the insurer balked.

canadafan

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Posted: 04/01/21 02:13pm Link  |  Quote  |  Print  |  Notify Moderator

If you are worried about coverage in Canada you could take a look here : www.visitorsinsurance.ca

Trevor

cross21114

Baltimore, MD, USA

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Posted: 04/01/21 05:43pm Link  |  Quote  |  Print  |  Notify Moderator

When we went in 2019, I wanted a way to communicate with family and in case of emergency. I ended up buying a SPOT communicator. One of the options was a rescue feature at the press of a button that would attivate what ever type of rescue was needed.

Check this out. I used it to send a All Safe text message with our location every night.

In hindsight, i should have gone with the Garmin Inreach unit as it is easier to operate.


Chris
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