Good Sam Club Open Roads Forum: Class A Motorhomes: SAFECO
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viajante

Plumas Lake, CA, (near Yuba City) USA

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Posted: 03/30/21 05:08pm Link  |  Quote  |  Print  |  Notify Moderator

Has anyone had experience with SAFECO insurance ?If so, what was your experience like ? Thanks much for your feedback.





MetalGator

Florida

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Posted: 03/31/21 06:34am Link  |  Quote  |  Print  |  Notify Moderator

The first two years we owned our motorhome, we had SAFECO for insurance. We had the full replacement policy. After the first year, the insurance went up more than $500 and then the 3rd year it more than doubled in price. We ended up not renewing and went with another carrier.

I never did have a claim so I can't comment on that. I think most insurance companies give you a decent price for the first year and then start raising prices at renewal time.

If you get a good quote, I wouldn't hesitate to use them as I have not heard anything negative about them not paying claims. Just keep in mind the price increases as renewal time.


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IDman

Oklahoma

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Posted: 03/31/21 07:59am Link  |  Quote  |  Print  |  Notify Moderator

Sometimes ins. companies want to limit or cease writing certain lines of coverage in a state because of various factors. These factors could be their overall experience with that type of policy and their loss ratio, could be a result of political actions, societal, etc.

If they notify the state ins. dep't. of their intent, the state tells them that if they want to do business in the state, they have to offer ALL lines of coverages or they can't do business.

The ins. company then simply raises the rates so high that people will not renew with them on those lines of coverage. Problem solved.

Y-Guy

Tri-Cities, WA

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Posted: 03/31/21 11:53am Link  |  Quote  |  Print  |  Notify Moderator

Been with them for about 4 years no complaints, rate increase last year was pretty minor. My broker prices the policies out every 3 years.


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hypoxia

Arizona

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Posted: 03/31/21 06:18pm Link  |  Quote  |  Print  |  Notify Moderator

I've been with them for a while with no complaints or claims other than glass.


Jim

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chuckftboy

Fleming Island, Florida

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Posted: 03/31/21 06:29pm Link  |  Quote  |  Print  |  Notify Moderator

I am no longer with Safeco due to price increases but had them a few years back. I did have a claim and found them to be very professional. Very please with how things were handled everything and not at all like General Insurance.


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