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are insurance rates higher for 1 ton trucks vs 3/4 ton

Americamper
Explorer
Explorer
Anyone priced insurance rates for 1 ton vs 3/4 ton trucks?
2000 F250 Superduty 7.3 SB SRW, E rated Michelins, Torklifts, fastguns,2004 Northstar Laredo, , Ducati Hypermotard 1100, KTM 250XC
8 REPLIES 8

Bedlam
Moderator
Moderator
I went from a 3/4t F250 to a 5500 and paid about 25% more for a truck that was 10 years newer and twice the cost of my previous. I don't think you will see much of difference due to weight but more in truck value.

Host Mammoth 11.5 on Ram 5500 HD

TxGearhead
Explorer
Explorer
One ton dually in a bedroom city of Houston, registration for 14,000# is $140. Or, you could register it for 10,000# for $70, as my selling dealer originally did.
2018 Ram 3500 CC LB DRW 4X4 Cummins Aisin Laramie Pearl White
2018 Landmark Oshkosh
2008 Bigfoot 25C9.4
2014 NauticStar 21 ShallowBay 150HP Yamaha
2016 GoDevil 18X44 35HP Surface Drive

Mike134
Explorer
Explorer
rhagfo wrote:
Well best results ask your insurance agent. The rates vary state, and sometimes by insurance company.


/\ /\ /\ this make your agent earn your business
2019 F150 4X4 1903 payload
2018 Adventurer 21RBS 7700 GVWR.

gitpicker2009
Explorer
Explorer
Not sure about the insurance, but I can tell you that the REGISTRATION fee, at least in the state of Texas, is 4 times the cost.

Kayteg1
Explorer
Explorer
Insurance industry has its own statistics to affect the premiums, so you never know .
I had AAA policy living in San Francisco suburban's and when moved to Las Vegas suburban's the premium quadrupled. :S

Old-Biscuit
Explorer II
Explorer II
YES
Is it time for your medication or mine?


2007 DODGE 3500 QC SRW 5.9L CTD In-Bed 'quiet gen'
2007 HitchHiker II 32.5 UKTG 2000W Xantex Inverter
US NAVY------USS Decatur DDG31

rhagfo
Explorer III
Explorer III
Well best results ask your insurance agent. The rates vary state, and sometimes by insurance company.
Russ & Paula the Beagle Belle.
2016 Ram Laramie 3500 Aisin DRW 4X4 Long bed.
2005 Copper Canyon 293 FWSLS, 32' GVWR 12,360#

"Visit and Enjoy Oregon State Parks"

jimh406
Explorer III
Explorer III
Not in my experience, it has more to do with the cost of the truck.

'10 Ford F-450, 6.4, 4.30, 4x4, 14,500 GVWR, '06 Host Rainer 950 DS, Torklift Talon tiedowns, Glow Steps, and Fastguns. Bilstein 4600s, Firestone Bags, Toyo M655 Gs, Curt front hitch, Energy Suspension bump stops.

NRA Life Member, CCA Life Member