Good Sam Club Open Roads Forum: General RVing Issues: Insurance claim, possible surge
Open Roads Forum Already a member? Login here.   If not, Register Today!  |  Help

Newest  |  Active  |  Popular  |  RVing FAQ Forum Rules  |  Forum Posting Help and Support  |  Contact  

Search:   Advanced Search

Search only in General RVing Issues

Open Roads Forum  >  General RVing Issues

 > Insurance claim, possible surge

Reply to Topic  |  Subscribe  |  Print Topic  |  Post New Topic  | 
Wanderstarck

Anacortes

New Member

Joined: 12/25/2021

View Profile



Good Sam RV Club Member

Offline
Posted: 12/25/21 12:41pm Link  |  Quote  |  Print  |  Notify Moderator

It's just come to our attention that we may have had a power surge in our 2007 Safari Trek. All of a sudden we lost one major thing after another. Our inverter/charger, all LED light switches, Air Condintioning circuit boards, stereo, etc. We contacted Magnum, the maker of the inverter. They said that was consistent with a power surge. However, we didn't realize this might have been the cause until months afterwards. Has anyone had experience with a claim like this on their insurance? Think this happened during on a trip that involved several stops so not exactly sure where.

midnightsadie

ohio

Senior Member

Joined: 01/07/2008

View Profile


Offline
Posted: 12/25/21 01:32pm Link  |  Quote  |  Print  |  Notify Moderator

had a lighting strike claim,was no problem. farmer,s insured.

naturist

Lynchburg, VA

Senior Member

Joined: 04/24/2008

View Profile



Good Sam RV Club Member

Offline
Posted: 12/25/21 02:05pm Link  |  Quote  |  Print  |  Notify Moderator

Agreed likely lightning strike. A power surge of any kind blows things immediately, not months later. Lightning doesn't have to hit the trailer, it can hit the power line a mile or more away. If the 'electric company's grounds at the poles are out/already blown from a previous strike, the lightning surge can destroy things you wouldn't believe.





IDman

Oklahoma

Senior Member

Joined: 07/19/2010

View Profile


Offline
Posted: 12/25/21 02:28pm Link  |  Quote  |  Print  |  Notify Moderator

What does your policy say about "sudden power surges?" I'll bet you anything it
isn't covered, since you cannot tell them when, where, what. They'll call it 'wear and tear'.

2oldman

Nevada

Senior Member

Joined: 04/15/2001

View Profile


Offline
Posted: 12/25/21 03:03pm Link  |  Quote  |  Print  |  Notify Moderator

naturist wrote:

A power surge of any kind blows things immediately, not months later.
Given this, I'd be suspect of the inverter itself, not a surge. Has its battery charging also failed?

Skibane

San Antonio, TX

Senior Member

Joined: 11/09/2005

View Profile


Offline
Posted: 12/25/21 11:55pm Link  |  Quote  |  Print  |  Notify Moderator

naturist wrote:

Agreed likely lightning strike. A power surge of any kind blows things immediately, not months later.


A power surge stresses just about every electrical item that it doesn't blow immediately.

Often, this stress causes items to fail days, weeks or even months afterwards.

jeeperdude10

N. Georgia

Full Member

Joined: 02/22/2014

View Profile





Offline
Posted: 12/26/21 11:41am Link  |  Quote  |  Print  |  Notify Moderator

I have just had a scenario similar (not to the full extent) as you. We woke up one morning to witness 'one leg' of the inverter not working-the circuit that is supplied by the inverter, during normal operating, was totally non functional. After trying to troubleshoot myself, and doing all that I could-I finally called in a mobile RV tech. Ended up being the control board, mother board had failed....got it rebuilt and reinstalled and we are back to normal. Just my experience-good luck and hope it is not too extensive of a search to figure all out....


2016 Bounder 35K
2014 Freedom Edition JEEP Unlimited
Traveling thru this great country

2oldman

Nevada

Senior Member

Joined: 04/15/2001

View Profile


Offline
Posted: 12/27/21 12:24pm Link  |  Quote  |  Print  |  Notify Moderator

gone

Wanderstarck

Anacortes

New Member

Joined: 12/25/2021

View Profile



Good Sam RV Club Member

Offline
Posted: 12/28/21 11:54am Link  |  Quote  |  Print  |  Notify Moderator

Thank you for the help and advice. Looking into my policy and inverter now. Trying to claim correctly so it just doesn't get thrown out on a technicality. To replace all of the issues is very expensive and they definitely seem to be related as they all happened within a couple of weeks of each other. Our trip was WA, ID, MT in late summer during all of the fires (often started by lightning). To top it off we lost our cab AC same trip! Hottest summer in history, 106 degrees that trip!

philh

Belleville MI

Senior Member

Joined: 05/11/2015

View Profile


Offline
Posted: 12/29/21 08:59am Link  |  Quote  |  Print  |  Notify Moderator

Surge suppressor of some kind is expensive, and worth every penny. I had a hardwired progressive EMS installed.

Lightening can definitely "weaken" the electronics. I had a lightning strike really close to my house. Didn't hit a powerline, but over the next 9ish months, I lost piece of equipment after piece of equipment. Insurance didn't pay out, because I couldn't directly point electronics failure to the specific incident.

Reply to Topic  |  Subscribe  |  Print Topic  |  Post New Topic  | 

Open Roads Forum  >  General RVing Issues

 > Insurance claim, possible surge
Search:   Advanced Search

Search only in General RVing Issues


New posts No new posts
Closed, new posts Closed, no new posts
Moved, new posts Moved, no new posts

Adjust text size:




© 2022 CWI, Inc. © 2022 Good Sam Enterprises, LLC. All Rights Reserved.