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time2roll

Southern California

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Joined: 03/21/2005

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Posted: 03/30/22 09:52pm Link  |  Quote  |  Print  |  Notify Moderator

I recommend the company called: DO NOT PURCHASE


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ford truck guy

Pennsylvania

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Posted: 03/31/22 05:44am Link  |  Quote  |  Print  |  Notify Moderator

Do your homework,,, Find the policy that you THINK fits you best… get a quote… take that money and open up a seperate account with your bank, or credit union, whichever..

Take the cost of the monthly nut it WOUKLD HAVE cost you for the extended warranty and put it in the account and allow that to earn interest…. As you need something, withdraw from that account…


Me-Her-the kids
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JIMNLIN

Oklahoma

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Posted: 03/31/22 06:13am Link  |  Quote  |  Print  |  Notify Moderator

Gooselover wrote:

We have just purchased a 5th wheel after being without one for quite a few years. Question is, what, in YOUR opinion, is the best Extended Warranty company?

My opinion/experience is all EW company policies have way way more exclusions than their policies actual coverage.
Then when time comes for them to pay up to fix repairs under their coverage they find some excuse not to.
BTDT with my current 5er in sig.
Luckily the service mgr at my rv dealer ship had delt with them before and went above their 1-800 number goons. He got results to repair the broken/cracked pin box mount area and the big slide gear assy that had stopped working and had to be sent back to its mfg for repairs.
The only reason I bought a EW policy was the trailer was a 3 month old repo (death in the family) and like new except a very noisy gear box on the big slide.


"good judgment comes from experience, and a lot of that comes from bad judgment" ............ Will Rogers

'03 2500 QC Dodge/Cummins HO 3.73 6 speed manual Jacobs Westach
'97 Park Avanue 28' 5er 11200 two slides

dougrainer

Carrolton, Texas

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Posted: 03/31/22 08:52am Link  |  Quote  |  Print  |  Notify Moderator

Gooma wrote:

For liability self insurance is not an option. For repairs self insurance is the only way to go.
Extended warranties are a money maker for the seller, but a loser for the buyer. To many restrictions and requiements, such as yearly inspections by the dealer
at the RV owners expense. A $2K account will cover any repairs you need. If you need any repairs you are at the mercy of the dealer whether you have an extended warranty or not.


There is NO requirement for yearly inspections to keep a ESC active. There ARE yearly inspections for the "Warranty Forever" ripoff program that some dealers include in the purchase price of new RV's. Doug

PS. I have been in the RV business for 43 years and have NEVER seen a yearly inspection requirement for an ESC. Just the Warranty Forever. Which is not a comprehensive ESC. It covers very few items.

Tom/Barb

Oak Harbor, Wa

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Posted: 03/31/22 11:43am Link  |  Quote  |  Print  |  Notify Moderator

Gooselover wrote:

We have just purchased a 5th wheel after being without one for quite a few years. Question is, what, in YOUR opinion, is the best Extended Warranty company?

Your saving account..


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Payson

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Posted: 03/31/22 02:48pm Link  |  Quote  |  Print  |  Notify Moderator

Don't overlook one of the best reasons to be self insuring for RV repairs... YOU get to choose who does the work and where/when it gets done. No restrictions on who you have to use and if you actually use your RV and travel there is no telling where you will be when something breaks down. If you are several states from home and your warranty is only good back at the dealer you bought it from it can be a problem.

Your can negotiate the costs of repairs knowing that cash talks. If the the prospective repair facility/person is backed up you have the option of finding someone else which is rarely the case with a formal warranty contract. Most RV dealers service departments are backed up for months and no one has a lower priority than the guy who is obligated to come back to them for the needed repair.

For self insuring to actually work you need to have the discipline to actually create a repair fund and then regularly add to it. The best time to do so is when you buy, take the money the warranty folks are asking for and put it in your account. Don't use these funds for anything except repairs/replacements of necessary gear. Chances are if something expensive is going to fail it will happen the first year you own it.

I have seen actuarial tables that are used in a number of industries. When I was a commercial tow boat captain 92 percent of the folks who plopped down big bucks for the coverage never had a claim. That number is fairly consistent across the marketplace including RV warranties.

As always... Opinions and YMMV.

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