MDKMDK
Free(er), for now, until the next "variant"
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I'm older, and ride a 2 wheeler pedal powered bike all over the city and suburbs. If it broke down for whatever reason, flat tire, other mechanical failure, would it be covered by Good Sam Roadside Assistance? Where I come from (Ontario, Canada) bicycles are considered vehicles, and the Platinum coverage brochure states, under the what's covered section...
"PROTECTION FOR ALL VEHICLES
All owned, leased, rented or borrowed private-use, non- commercial vehicles are
included:
• Any RVs you own, lease, rent or borrow
• Any Non-Recreational vehicles you own, lease, rent or borrow
• Any personally owned vehicles Members loan to an Extended Family Member"
A bicycle seems like it falls under bullet point 2
"• Any Non-Recreational vehicles you own, lease, rent or borrow"
Mike. Comments are anecdotal or personal opinions, and worth what you paid for them.
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bgum
South Louisiana
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I would think it would classed as a recreational vehicle.
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MNtundraRet
Bloomington, MN
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It most likely is not covered.
I would call the phone number found on your policy and explain your bike.
They should be able to answer your question.
Mark & Jan "Old age & treachery win over youth & enthusiasm"
2003 Fleetwood Jamboree 29
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MDKMDK
Free(er), for now, until the next "variant"
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Just got a reply to my email.
"no" to bicycles, "yes" to motorcycles.
Doesn't help me at all.
RV or not, I think they should be covered, as they are a "vehicle".
Maybe someone will start a rival Emergency Roadside Assistance company specifically including ALL types of vehicles, motorized and/or muscle powered, scooters, unicycles, e-bikes, Segways, et al. I'd subscribe to it.
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MNtundraRet
Bloomington, MN
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Thank you for your reply. It would be nice if they update coverage at least for types needed for medical reasons.
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nickthehunter
Midwest
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You need to read the definitions section of your policy, under definition for “vehicle”, If it includes bicycle as a vehicle, it’s covered; if not, no joy. It does not matter what Ontario says is a vehicle, all that matters is what the policy says is a vehicle.
Also note, the policy will have extra pages attached that modify the policy. Check those for modifications to the “definitions”.
* This post was
edited 03/21/23 05:30pm by nickthehunter *
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MDKMDK
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MNtundraRet wrote:Thank you for your reply. It would be nice if they update coverage at least for types needed for medical reasons.
Good point. Why not???
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MDKMDK
Free(er), for now, until the next "variant"
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nickthehunter wrote:You need to read the definitions section of your policy, under definition for “vehicle”, If it includes bicycle as a vehicle, it’s covered; if not, no joy. It does not matter what Ontario says is a vehicle, all that matters is what the policy says is a vehicle.
Also note, the policy will have extra pages attached that modify the policy. Check those for modifications to the “definitions”.
I'm not disputing their brochure, but it does mention several types of vehicles in generalities in the paragraphs I quoted from the Platinum brochure, which states
"PROTECTION FOR ALL VEHICLES
All owned, leased, rented or borrowed private-use, non- commercial vehicles are
included:
• Any RVs you own, lease, rent or borrow
• Any Non-Recreational vehicles you own, lease, rent or borrow
• Any personally owned vehicles Members loan to an Extended Family Member"
My question to Good Sam was, a bicycle is generally considered to be a vehicle legally, and so, should probably be covered under the general statement of coverage quoted above. (Non-Recreational vehicles...)
They've arbitrarily decided that a bicycle is not a vehicle, in contravention of several federal/state legal definitions of same.
Many US states do define bicycles legally as vehicles (or carriages, as defined longer ago), as does the Uniform Vehicle Code which also defines them as vehicles. Even the United Nations defines them as vehicles.
https://en.wikipedia.org/wiki/Vienna_Convention_on_Road_Traffic
https://en.wikipedia.org/wiki/Bicycle_law_in_the_United_States
An after thought probably, but they do go on to more clearly define which specific vehicles they'll cover, as their lawyers probably suggested they better, or some crazy person will ask about bicycle coverage.
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toedtoes
California
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Good Sam may not include bicycles, but apparently other programs do:
Bicycling.com
Looks like AAA only covers "towing" your bike to a shop, but BCAA will try to fix it on the road first. It might not be in all areas, so check your AAA office to verify.
Spokeinsurance.com and BetterWorldClub.com also offer plans. Neither will fix your bike on the road, but will get you to a shop, etc.
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wildtoad
Blythewood, SC
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Do an internet search for “Bicycle Roadside Service”. You will find several companies will provide it as a rider on a policy. What actual services they provide varies.
Tom Wilds
Blythewood, SC
2016 Newmar Baystar Sport 3004
2015 Jeep Wrangler 2dr HT
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