Good Sam Club Open Roads Forum: Class C Motorhomes: Awning Damage
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stargirl96

Weatherford, OK

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Posted: 10/24/18 07:07pm Link  |  Quote  |  Print  |  Notify Moderator

Do most RV insurance policies cover damage done to an electric awning? I'm referring to a comprehensive/collision type insurance policy or an extended service plan such as Good Sams? Our RV repairman was surprised when we told him neither policy will cover our awning, which was damaged in a wind storm. Anyone out there with a similar problem?

donn0128

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Posted: 10/24/18 07:29pm Link  |  Quote  |  Print  |  Notify Moderator

Nope. Most will not cover it.





Imbriaco

Seattle

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Posted: 10/24/18 07:46pm Link  |  Quote  |  Print  |  Notify Moderator

I can tell you from experience that the awning is covered by insurance if the damage is due to a collision (with a tree). From a wind storm or other natural disaster probably not

bobndot

USA

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Posted: 10/24/18 08:37pm Link  |  Quote  |  Print  |  Notify Moderator

Collision is only due to the movement of a vehicle. A vehicle into yours or yours into another, one of the vehicles can be a parked vehicle.
Comprehensive is damage from an incident other than collision, like a falling tree, fire, vandalism, shopping carts or hail.

zigzagrv

Nazareth, PA

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Posted: 10/25/18 06:22am Link  |  Quote  |  Print  |  Notify Moderator

Speaking from experience, I had an awning destroyed by the wind in a RV park and Good Sam, (National General,) replace mine at no cost to me. Now, I must say that was 6 years ago.


Ron

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KPetrick

Englewood

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Posted: 10/25/18 08:18am Link  |  Quote  |  Print  |  Notify Moderator

If you have a good RV policy it should provide replacement cost coverage on attached equipment like an awning that is damaged during a covered loss. Windstorm is generally a covered loss.

Keith - Good Sam Insurance Agency

Hondavalk

Toledo

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Posted: 10/25/18 08:56am Link  |  Quote  |  Print  |  Notify Moderator

KPetrick wrote:

If you have a good RV policy it should provide replacement cost coverage on attached equipment like an awning that is damaged during a covered loss. Windstorm is generally a covered loss.

Keith - Good Sam Insurance Agency


X2, Had a friend that insurance covered wind damage also





wski

Pensacola, FL

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Posted: 10/25/18 03:59pm Link  |  Quote  |  Print  |  Notify Moderator

Progressive covered our awning that was damaged in a wind storm; however, this was a few years ago.

Wills6.4 Hemi

meadows

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Posted: 10/25/18 05:01pm Link  |  Quote  |  Print  |  Notify Moderator

Progressive has covered mine before, mine was destroyed and had full replacement no cost to me.

Terryallan

Foothills NC

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Posted: 10/25/18 06:41pm Link  |  Quote  |  Print  |  Notify Moderator

Allstate covers my awning. But it has it's own deductible


Terry & Shay
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