Good Sam Club Open Roads Forum: General RVing Issues: Violent Windstorm, no roof
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 > Violent Windstorm, no roof

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dedmiston

The West

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Posted: 03/07/21 11:36am Link  |  Quote  |  Print  |  Notify Moderator

Where did that happen? Were there 80mph winds in Eagle Rock?


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spoon059

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Posted: 03/07/21 01:24pm Link  |  Quote  |  Print  |  Notify Moderator

OP, rather than a rubber roof have you considered https://rv-armor.com/rv-armor/ ?

I believe it is less expensive and generally considered a superior product to rubber roof systems.


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Etstorm

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Posted: 03/07/21 01:40pm Link  |  Quote  |  Print  |  Notify Moderator

D.E.Bishop wrote:

Well after a violent windstorm with gusts in the 70 to 80 mph range, most of the fiberglass roof of our rig sailed away. Estimate is 13K for a new fiberglass roof. Called Progressive and they made me jump through some hoops while knowing from our first call they would deny our claim. I can see their point of view, beside the loss of $13,000. What I can't abide is them knowing before the adjuster came out that they would deny the claim because my rig is too old and had deteriorated. Cancelling and going back to ACSC.

New roof going on is a rubber and has a twelve year product guarantee and three year workmanship. Coast RV in Agoura is doing the conversion for $7500 including all new fitting on the roof except the skylight which is just a few months old.

All claims have to be investigated. They certainly could not tell you over the phone your claim was denied or approved

ford truck guy

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Posted: 03/07/21 02:13pm Link  |  Quote  |  Print  |  Notify Moderator

When we lost our 2016 Redwood back in 2019, we had Progressive..

They did awesome by us, had a check in hand within 3 weeks of the incident ..


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GDS-3950BH

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Posted: 03/07/21 02:57pm Link  |  Quote  |  Print  |  Notify Moderator

The insurance company is the bad guy because they denied a claim for a 19 yr old roof that blew off in winds amounting to what it would get on the highway?

Grit dog

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Posted: 03/07/21 04:06pm Link  |  Quote  |  Print  |  Notify Moderator

If y’all read instead of inserting your words into the OPs mouth, you’d have read that he understands why his claim was denied and appears to agree with that decision.
Which generally means the RV was in ill repair.


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dodge guy

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Posted: 03/07/21 05:03pm Link  |  Quote  |  Print  |  Notify Moderator

Did they say why they denied it? 70-80 mph winds is equivalent of what you would see driving into a headwind!
Ide like to know the reasoning for the denial.


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wnjj

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Posted: 03/07/21 07:47pm Link  |  Quote  |  Print  |  Notify Moderator

dodge guy wrote:

Did they say why they denied it? 70-80 mph winds is equivalent of what you would see driving into a headwind!
Ide like to know the reasoning for the denial.

What if the windstorm decided not to blow at the front of the trailer? I don't know how well RV roofs take 70 mph winds from the side or rear, especially when aged a bit.

GDS-3950BH

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Posted: 03/08/21 02:02am Link  |  Quote  |  Print  |  Notify Moderator

dodge guy wrote:

Did they say why they denied it? 70-80 mph winds is equivalent of what you would see driving into a headwind!
Ide like to know the reasoning for the denial.


Perhaps a 19 yr old vehicle that is worth less than the cost to replace? Value of a 2002 32V in an insurance companies eyes @ $11,000 ?

valhalla360

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Posted: 03/08/21 04:43am Link  |  Quote  |  Print  |  Notify Moderator

GDS-3950BH wrote:

dodge guy wrote:

Did they say why they denied it? 70-80 mph winds is equivalent of what you would see driving into a headwind!
Ide like to know the reasoning for the denial.


Perhaps a 19 yr old vehicle that is worth less than the cost to replace? Value of a 2002 32V in an insurance companies eyes @ $11,000 ?


This would determine if they considered it a total loss or paid to repair it. It would also impact the amount they pay. If it's only worth $11k, they would call it a total loss and write a check for $11k.

It would NOT impact if they deny the claim or not.


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